Is there a joining fee for the Axis Mile & More Select Credit Card?

Yes, the joining fee is ₹3500.

What is the annual fee of this card?

The annual fee is ₹3500, without any waiver.

How many reward miles do I earn on travel spends?

You earn 6 award miles per ₹200 spent on flights and hotels.

Does this card offer complimentary lounge access?

Yes, 32 domestic and 4 international lounge visits per year.

Do the award miles expire?

No, the award miles never expire.

Credit Cards/Axis Bank/Axis Mile & More Select Credit Card

Axis Mile & More Select Credit Card

Axis Bank

Last updated: Feb 03, 2026

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Annual Fee

₹3,500

Joining Fee

₹3,500

Forex Fee

3.5%

Lounge Access

36 visits/yr

The Axis Mile & More Select Credit Card is designed for frequent travelers who want to maximize their travel rewards. Earn award miles on every spend and enjoy complimentary domestic and international lounge access. The card also provides exclusive travel and lifestyle privileges catering to premium cardholders.

Features of Axis Mile & More Select Credit Card which makes it unique

Miles Expiry

Award miles never expire

Keep earning without expiry pressure

Better than many competitors

Priority Pass

Complimentary Priority Pass membership

Access to global airport lounges

Exclusive lounge access

Rewards Structure of Axis Mile & More Select Credit Card

Travel

accelerated

Flight and hotel bookings

Reward Rate:6 Award Miles per ₹200

Monthly Cap:No

Earn 6 award miles on travel spends

Base

base

All other retail purchases

Reward Rate:3 Award Miles per ₹200

Monthly Cap:No

Standard earn rate on non-travel spends

Milestones of Axis Mile & More Select Credit Card

Annual Milestone

₹1,00,000 : 36,000 award miles bonus

Fees & Charges of Axis Mile & More Select Credit Card

Fee & Amount	Fee Value
Joining Fee	₹3,500
Annual Fee	₹3,500
Forex Markup Fee	3.5%
Cash Advance Fee	2.5%
Late Payment Fee	₹600
Over Limit Fee	₹500
Returned Payment Fee	₹400
Cash Withdrawal Fee	3%

Renewal Conditions:No waiver available

Fee Explanation Standard bank charges apply on delayed payments and cash advances.

Detailed Explanation of Axis Mile & More Select Credit Card Fees

Annual Fee: ₹3500 (yearly)

No waiver available

Cash Advance Fee: 2.5% (transaction)

Minimum ₹250 per transaction

Lounge Access Benefits with Axis Mile & More Select Credit Card

domestic Lounges

silver

Visits per year: 32

Guest access: No

For primary cardholder only

international Lounges

silver

Visits per year: 4

Guest access: Yes

Complimentary Priority Pass membership

Insurance Coverage with Axis Mile & More Select Credit Card

Travel Insurance

₹10,00,000

Valid on international trips

Purchase Protection

₹50,000

Valid within 90 days of purchase

Additional Features of Axis Mile & More Select Credit Card

Contactless Payments

Tap and pay enabled

Add-on Cards

Up to 3 free add-on cards

Welcome Bonus with Axis Mile & More Select Credit Card

Welcome Bonus: 15,000 award miles
Bonus Conditions: Bonus valid on first transaction after card activation

Application Process for Axis Mile & More Select Credit Card

Processing Time

7-10 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply online via Axis Bank website

Upload KYC documents

Receive verification call

Card dispatched within 7-10 business days

Required Documents for Axis Mile & More Select Credit Card

ID Proof

all

Accepted documents:

PAN Aadhaar

Address Proof

all

Accepted documents:

Passport Utility Bill

Income Proof

salaried

Accepted documents:

Payslip Form 16