Axis IKEA Family Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹0
₹0
3.5%
No lounge access
Contents
The Axis IKEA Family Credit Card is designed for IKEA shoppers, offering accelerated rewards on IKEA purchases and dining. This lifetime free card provides attractive benefits without any joining or annual fees. Additional features include ease of EMI conversions on IKEA spends and rewards redemption seamlessly via SMS.
Features of Axis IKEA Family Credit Card which makes it unique
SMS-Based Rewards Redemption
Redeem reward points easily via SMS link
Convenient and instant redemption
Unique to this card
Lifetime Free Card
No joining or annual fees for life
Cost-effective
No renewal charges
Rewards Structure of Axis IKEA Family Credit Card
IKEA Spends
acceleratedBase
baseFees & Charges of Axis IKEA Family Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | 0 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:No renewal fee
Fee Explanation Standard bank rates apply for overdue amounts.
Detailed Explanation of Axis IKEA Family Credit Card Fees
Annual Fee: 0 (yearly)
No annual fee
Cash Advance Fee: 2.5% (transaction)
Minimum ₹500
Additional Features of Axis IKEA Family Credit Card
EMI Conversion
Convert IKEA spends above ₹2,500 into EMIs at 13% p.a.
At point of sale in IKEA
Contactless Payments
Tap and pay enabled
Welcome Bonus with Axis IKEA Family Credit Card
Welcome Bonus: Gift Vouchers
Bonus Conditions: Valid for IKEA Family members only
Application Process for Axis IKEA Family Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Become an IKEA Family member
Apply online through Axis Bank portal
Complete KYC verification
Receive card within 7 business days
Required Documents for Axis IKEA Family Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis IKEA Family Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis IKEA Family Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Must be an IKEA Family member with valid KYC.
How Approval Is Decided
- Must be an IKEA Family member
- Indian resident
- Credit score above 700
- Minimum income ₹25,000 for salaried
Pros of Axis IKEA Family Credit Card
- Lifetime free with no annual fees
- Excellent rewards on IKEA shopping
- Simple and convenient rewards redemption
Cons of Axis IKEA Family Credit Card
- Limited benefits outside IKEA and dining
- No lounge access or travel perks
Frequently Asked Questions about Axis IKEA Family Credit Card
Is there a joining fee for the Axis IKEA Family Credit Card?
No, there is no joining or annual fee.
How can I earn reward points?
Earn 3X points on IKEA spends, 2X on dining, and 1X on all other spends.
Can I convert my IKEA purchases into EMIs?
Yes, EMI conversion is available on IKEA purchases above ₹2,500 at 13% p.a.
Who is eligible for this card?
You must be an IKEA Family member with valid KYC documents.
How do I redeem reward points?
Reward points can be redeemed via an SMS link sent after your IKEA purchase.
Add Your Review
Reviews (0)
No reviews yet
Be the first one to review this card.