Axis Freecharge Plus Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹350
₹350
3.5%
No lounge access
Contents
Axis Freecharge Plus Credit Card is an ideal choice for bill payments and daily commutes. Enjoy unlimited cashback on Freecharge app spends, Ola and Uber rides, plus savings on dining via EazyDiner. The card is designed for convenience, rewarding frequent Freecharge users with multiple benefits.
Rewards Structure of Axis Freecharge Plus Credit Card
Freecharge Spends
baseBill payments and recharges via Freecharge app
commute
acceleratedOla and Uber rides
Base
baseOther retail purchases
Milestones of Axis Freecharge Plus Credit Card
Annual Spend Bonus
₹50,000 : Annual fee waiver
Fees & Charges of Axis Freecharge Plus Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹350 |
| Annual Fee | ₹350 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 3% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹450 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Annual fee waived on spends above ₹50,000
Fee Explanation Standard bank charges apply on overdue and transactions.
Detailed Explanation of Axis Freecharge Plus Credit Card Fees
Annual Fee: 350 (yearly)
Waived on ₹50,000 annual spend
Joining Fee: 350 (one-time)
Foreign Transaction Fee: 3.5% (transaction)
Late Payment Fee: ₹750 (as applicable)
Additional Features of Axis Freecharge Plus Credit Card
Contactless Payments
Enabled with chip and tap-to-pay
Welcome Bonus with Axis Freecharge Plus Credit Card
Welcome Bonus: Earn flat 5% cashback on Freecharge spends
Bonus Conditions: Applicable on bill payments and recharges via Freecharge app only
Application Process for Axis Freecharge Plus Credit Card
Processing Time
7-14 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Axis Bank website
Upload KYC documents
Receive verification call
Card dispatched within 14 days
Required Documents for Axis Freecharge Plus Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis Freecharge Plus Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Freecharge Plus Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar required for application.
How Approval Is Decided
- Minimum age 18 years
- Indian residency
- Minimum income ₹25,000/month
- Credit score above 700
Pros of Axis Freecharge Plus Credit Card
- Unlimited 5% cashback on Freecharge app
- Cashback on Ola and Uber rides
- Annual fee waiver on ₹50,000 spends
Cons of Axis Freecharge Plus Credit Card
- No lounge access
- Limited accelerated rewards outside Freecharge
- No instant approval
Frequently Asked Questions about Axis Freecharge Plus Credit Card
Is there a joining fee for the card?
Yes, ₹350 joining fee applicable at issuance.
How is the annual fee waived?
Annual fee of ₹350 waived on spends above ₹50,000 annually.
What is the cashback rate on Freecharge app?
Earn unlimited 5% cashback on bill payments and recharges via Freecharge app.
Are Ola and Uber rides eligible for cashback?
Yes, 2% unlimited cashback on Ola and Uber rides.
Does the card offer lounge access?
No, lounge access is not offered with this card.
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