Axis Flipkart Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹500
₹500
3.5%
No lounge access
Contents
Apply for Axis Flipkart Credit Card
Processing time: Instant approval for eligible applicants; card dispatched within 7–10 working days | Instant approval available
The Axis Flipkart Credit Card is designed for avid online shoppers offering high cashback on Flipkart, Myntra, and other select merchants. It features unlimited cashback rewards, fuel surcharge waiver, and exclusive discounts on dining and entertainment, making it a perfect card for lifestyle and shopping enthusiasts.
Features of Axis Flipkart Credit Card which makes it unique
Flipkart-Exclusive Cashback
Earn 5% cashback on all eligible purchases made on Flipkart, credited as Flipkart SuperCoins.
Higher savings on Flipkart purchases
Higher Flipkart cashback than most entry-level credit cards
Preferred Partner Cashback
Get 4% cashback on spends made on preferred partners like Swiggy, Uber, and Myntra.
Extra rewards on popular apps
Better partner rewards than standard cashback cards
Simple Cashback Structure
Earn 1% cashback on all other eligible spends with no complex reward calculations.
Easy-to-understand rewards
Simpler than point-based reward cards
Low-Cost Entry Card
Low joining and annual fee with waiver options on milestone spends.
Affordable ownership
Cheaper to maintain than premium cashback cards
Instant Digital Usage
Access a digital/virtual card instantly after approval for online transactions.
Use the card before physical delivery
Faster usability than cards requiring physical delivery
Rewards Structure of Axis Flipkart Credit Card
Flipkart
acceleratedAll purchases on Flipkart
The Cashback will be credited as Flipkart SuperCoins.
Flipkart Cashback Benefit: Earn 5% cashback on all eligible purchases made on Flipkart using the Axis Flipkart Credit Card. Cashback is credited as Flipkart SuperCoins, capped at ₹4,000 per quarter, and is subject to Flipkart and bank terms.
Preferred Merchants
acceleratedEligible spends on partner platforms such as Swiggy, Uber, and Myntra
Cashback is credited as Flipkart SuperCoins.
Preferred Partner Cashback: Earn 4% cashback on eligible transactions made on preferred partner platforms. Cashback is credited as Flipkart SuperCoins, capped at ₹4,000 per quarter, subject to partner and bank terms.
All Other Spends
baseAll eligible retail transactions not covered under accelerated categories
Cashback is credited as Flipkart SuperCoins.
Base Cashback: Earn 1% cashback on all other eligible spends using the Axis Flipkart Credit Card. Cashback is credited as Flipkart SuperCoins with no maximum cap, subject to card terms and exclusions.
Milestones of Axis Flipkart Credit Card
Annual Spend Milestone
₹3,50,000 : Annual fee waiver
Annual Fee Waiver Benefit: Spend ₹3,50,000 or more in a card anniversary year to get the annual fee waived for the following year. Milestone spend is calculated as per card terms and eligible transactions only.
Quarterly Spend Reward
₹1,00,000 in a calendar quarter : 1,000 Flipkart SuperCoins
Quarterly SuperCoins Bonus: Earn 1,000 Flipkart SuperCoins on spending ₹1,00,000 within a calendar quarter. SuperCoins are credited after the quarter ends, subject to eligible spends and card terms.
Annual SuperCoins Bonus
₹5,00,000 in a card anniversary year : 2,500 Flipkart SuperCoins
High Spend Bonus: Get 2,500 Flipkart SuperCoins when your total eligible spends reach ₹5,00,000 in a card year. Bonus is credited after milestone validation as per card terms.
Flipkart Loyalty Boost
₹2,00,000 on Flipkart in a year : Extra 1,000 Flipkart SuperCoins
Flipkart Exclusive Bonus: Receive an additional 1,000 SuperCoins for spending ₹2,00,000 exclusively on Flipkart in a card year. Applicable only on Flipkart purchases.
Fees & Charges of Axis Flipkart Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5%of the withdrawn amount (Min. ₹500) |
| Late Payment Fee | 0%if Total Payment Due is less than ₹500 |
| Over Limit Fee | 2.5%of the over limit amount (Min. ₹500) |
| Returned Payment Fee | 2%of the payment amount subject to min ₹500 |
| Cash Withdrawal Fee | 2.50%(Min. ₹500) of the cash amount |
Renewal Conditions:Annual fee waived on spends above ₹3.5 lakh yearly
Fee Explanation Standard bank charges apply for delayed payments and cash transactions.
Detailed Explanation of Axis Flipkart Credit Card Fees
Joining Fee: ₹500 (One-time)
Charged at the time of card issuance
Joining Fee: A one-time joining fee of ₹500 is applicable when the card is issued.
Annual Fee: ₹500 (Yearly)
Charged every year from the second year onwards
Annual Fee: An annual fee of ₹500 is charged for card renewal, subject to bank policy.
Foreign Currency Transaction Fee: 3.5% (Per transaction)
Applicable on international and foreign currency transactions
Forex Fee: A 3.5% foreign currency markup fee is charged on all international transactions.
Cash Advance Fee: 2.5% of withdrawn amount (Minimum ₹500) (Per transaction)
Interest applicable from the date of withdrawal
Cash Advance Charges: Cash withdrawal using the card attracts a fee of 2.5% of the withdrawn amount or ₹500, whichever is higher.
Late Payment Fee: Nil if total payment due is less than ₹500 (Monthly)
Charged if minimum amount due is not paid by the due date
Late Payment Charges: Nil if Total Payment Due is less than 500 500 if total payment due is between 501-5,000 750 if total payment due is between 5,001-10,000 1200 if total payment due is greater than 10,000
Over Limit Fee: 2.5% of the over-limit amount (Minimum ₹500) (Per instance)
Applicable if spending exceeds the approved credit limit
Over Limit Charges: An over-limit fee of 2.5% of the exceeded amount, subject to a minimum of ₹500, is charged if the credit limit is crossed.
Returned Payment Fee: 2% of payment amount (Minimum ₹500) (Per instance)
Applicable if payment is dishonoured or returned
Returned Payment Charges: A returned payment fee of 2% of the payment amount, subject to a minimum of ₹500, is charged for failed or dishonoured payments.
Cash Withdrawal Fee: 2.5% of cash amount (Minimum ₹500) (Per transaction)
Applicable on ATM cash withdrawals
ATM Cash Withdrawal: ATM cash withdrawals attract a fee of 2.5% of the cash amount or ₹500, whichever is higher, along with applicable interest charges.
Insurance Coverage with Axis Flipkart Credit Card
Personal Accident Insurance
Up to ₹2,00,000Coverage applicable in case of accidental death or permanent total disability of the primary cardholder. Subject to insurer policy terms.
Personal Accident Cover: The card provides personal accident insurance cover up to ₹2 lakh. Coverage is valid only for the primary cardholder and is subject to policy exclusions and conditions.
Air Accident Insurance
Up to ₹1,00,00,000Valid only if air tickets are purchased using the credit card. Applicable for commercial flights only.
Air Travel Insurance: Enjoy air accident insurance cover up to ₹1 crore when flight tickets are booked using the card. Coverage is subject to insurer terms and conditions.
Lost Card Liability Protection
Up to ₹50,000Applicable if card loss or theft is reported to the bank within the stipulated time.
Card Loss Protection: The card offers protection against unauthorized transactions up to ₹50,000 in case of loss or theft, provided the incident is reported promptly.
Additional Features of Axis Flipkart Credit Card
Contactless Payments
Tap-and-pay enabled for fast and secure transactions
Available at merchants supporting contactless (NFC) payments. Transaction limits apply as per RBI and card network guidelines.
Tap & Pay Convenience: Make quick and secure payments by simply tapping your card at enabled terminals. No PIN is required for small-value transactions, subject to security limits.
Digital Card Access
Instant access to a virtual credit card for online and in-app transactions immediately after approval.
Available through the bank’s official mobile app. Virtual card usage is subject to transaction limits and app availability.
Instant Virtual Card: Start using your credit card immediately after approval with a digital card. The virtual card can be used for online shopping and payments until the physical card is delivered.
EMI Conversion Facility
Convert eligible purchases into affordable monthly EMIs
Applicable on transactions above the minimum amount specified by the bank. EMI tenure, interest rate, and processing fee apply as per bank terms.
Easy EMI Option: Large purchases can be converted into easy EMIs, helping you manage expenses better. EMI availability is subject to eligibility, transaction value, and applicable charges.
Fuel Surcharge Waiver
Get a waiver on fuel surcharge charged at petrol pumps
Applicable on fuel transactions within the eligible amount range at participating fuel stations. GST and other taxes are not waived.
Fuel Savings Benefit: Avail a fuel surcharge waiver on eligible fuel purchases made using the card. The waiver is credited as per the billing cycle and is subject to monthly caps and card terms.
Zero Liability Protection
Protection against unauthorized transactions in case of card loss or theft
Applicable only if the card loss or theft is reported to the bank within the stipulated time period.
Safe Card Usage: Enjoy zero liability on unauthorized transactions if the card is lost or stolen, provided it is reported promptly. This feature adds an extra layer of security to your card usage.
Welcome Bonus with Axis Flipkart Credit Card
Welcome Bonus: Wouchers worth ₹600
Bonus Conditions: Available on first-time card activation and minimum spends as per T&C
Application Process for Axis Flipkart Credit Card
Processing Time
Instant approval for eligible applicants; card dispatched within 7–10 working days
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Apply online via Axis Bank official website
Online Application: Visit the official Axis Bank website, choose the credit card, and complete the online application by entering basic personal and financial details.
Upload KYC documents
KYC Verification: Upload required KYC documents such as PAN, Aadhaar, and address proof to complete the verification process.
Verification call from Axis Bank
Tele Verification: Axis Bank may contact you via phone or SMS to verify the information provided in your application.
Card delivery within 7-10 business days
Card Dispatch & Delivery: Once the application is approved, the physical credit card is dispatched and delivered to your registered address within 7–10 working days.
Required Documents for Axis Flipkart Credit Card
ID Proof
All applicantsAccepted documents:
Identity Verification: A valid government-issued ID proof is mandatory to verify the applicant’s identity. PAN or Aadhaar can be submitted as acceptable documents, subject to bank KYC guidelines.
Address Proof
All applicantsAccepted documents:
Address Verification: A valid address proof is required to confirm the applicant’s current residential address. Any one of the listed documents can be submitted as per bank KYC guidelines.
Income Proof
Salaried / Self-employed applicantsAccepted documents:
Income Verification: Income documents are required to assess credit eligibility and limit. The type of document accepted may vary based on employment type and bank policy.
Axis Flipkart Credit Card Merchant Acceptance Network
Domestic Acceptance
Widely accepted across India at millions of merchants
International Acceptance
Accepted globally wherever Mastercard is accepted
Online Acceptance
Accepted on all major online platforms
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Flipkart Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
750+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹300,000
Minimum annual income
Self-Employed Applicants
₹420,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar required for application.
How Approval Is Decided
- Minimum income of ₹25,000 per month for salaried
- Indian resident with valid ID
- Minimum credit score of 700
Pros of Axis Flipkart Credit Card
- Excellent cashback rates for online shoppersStrong Online Cashback: Offers attractive cashback on online purchases, especially on Flipkart and partner platforms, making it ideal for frequent online shoppers.
- Low joining and annual feesAffordable Card: The card comes with low fees and waiver options, making it cost-effective for long-term use.
- Useful discounts on dining and fuelEveryday Savings: Provides additional savings through dining discounts and fuel surcharge waivers, adding value on regular lifestyle spends.
Cons of Axis Flipkart Credit Card
- Cashback capped on Flipkart and Myntra spendCashback Limits: Although cashback rates are high, quarterly caps apply, which may limit rewards for heavy spenders.
- No international lounge accessLimited Travel Benefits: The card does not offer complimentary international airport lounge access, making it less suitable for frequent travelers.
Frequently Asked Questions about Axis Flipkart Credit Card
What is the annual fee for the Axis Flipkart Credit Card?
The annual fee is ₹500, which may be waived on achieving the annual spend milestone or during select promotional offers.
Annual fee waiver depends on meeting the spend criteria set by the bank.What cashback rates are offered on Flipkart and Myntra?
You earn 5% cashback on Flipkart and 7.5% cashback on Myntra, capped quarterly.
Cashback is credited as Flipkart SuperCoins and is subject to quarterly caps.How is cashback credited on the Axis Flipkart Credit Card?
Cashback is credited in the form of Flipkart SuperCoins to your Flipkart account.
SuperCoins can be redeemed on Flipkart and partner platforms as per Flipkart’s redemption rules.Does the Axis Flipkart Credit Card offer lounge access?
No, the card does not provide complimentary airport lounge access.
This card is designed for cashback and online shopping benefits rather than travel perks.What credit score is required for Axis Flipkart Credit Card approval?
A credit score of around 700 or above is generally preferred for approval.
Final approval depends on the bank’s internal credit assessment and overall credit profile.Add Your Review
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