Axis Bank Privilege Easy Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹1,500
₹1,500
3.5%
8 visits/yr
Contents
The Axis Bank Privilege Easy Credit Card is a secured card backed by a fixed deposit, ideal for shoppers and travelers. Earn EDGE Rewards on every spend along with complimentary domestic lounge access and milestone benefits. Enjoy discounts on dining and fuel with low annual fees and comprehensive insurance coverage.
Features of Axis Bank Privilege Easy Credit Card which makes it unique
Secured Card Backed by Fixed Deposit
Requires FD as collateral providing security and credit building
Secure credit access for first-time users
Better approval odds compared to unsecured cards
Rewards Structure of Axis Bank Privilege Easy Credit Card
Base
baseAll merchants except excluded categories
Milestones of Axis Bank Privilege Easy Credit Card
Annual Milestone
₹2.5 lakh : 10,000 EDGE Reward Points
Fees & Charges of Axis Bank Privilege Easy Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,500 |
| Annual Fee | ₹1,500 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | 0% |
| Over Limit Fee | 0 |
| Returned Payment Fee | ₹450 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Waived on ₹2.5 lakh annual spend
Fee Explanation Standard bank fees apply on overdue payments.
Detailed Explanation of Axis Bank Privilege Easy Credit Card Fees
Joining Fee: 1500 (one-time)
Nil for Priority customers
Annual Fee: 1500 (yearly)
Waived on ₹2.5 lakh annual spend
Cash Advance Fee: 2.5% (transaction)
Minimum ₹500
Returned Payment Fee: ₹450 (per instance)
Lounge Access Benefits with Axis Bank Privilege Easy Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
Based on spend criteria, valid for primary cardholder only
Insurance Coverage with Axis Bank Privilege Easy Credit Card
travel insurance
₹2,50,00,000Valid on international and domestic trips
Additional Features of Axis Bank Privilege Easy Credit Card
Contactless Payments
Enabled for quick tap payments
Add-on Cards
Add-on cards available at no extra cost
Welcome Bonus with Axis Bank Privilege Easy Credit Card
Welcome Bonus: 12,500 EDGE Rewards
Bonus Conditions: Credited after 3 transactions within 60 days
Application Process for Axis Bank Privilege Easy Credit Card
Processing Time
7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Axis Bank website
Submit KYC and FD documents
Verification and fixed deposit lien creation
Card issuance within 7 business days
Required Documents for Axis Bank Privilege Easy Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Fixed Deposit Proof
allAccepted documents:
Axis Bank Privilege Easy Credit Card Merchant Acceptance Network
Domestic Acceptance
Accepted widely across India
International Acceptance
Accepted globally under American Express network
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Bank Privilege Easy Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Minimum Fixed Deposit of ₹65,000 at Axis Bank required.
How Approval Is Decided
- Minimum fixed deposit of ₹65,000
- Indian resident
- Minimum age 18 years
Pros of Axis Bank Privilege Easy Credit Card
- Attractive rewards for a secured card
- Complimentary airport lounge access
- Fuel surcharge waiver benefits
Cons of Axis Bank Privilege Easy Credit Card
- Annual fee applicable with waiver conditions
- No international lounge access
- Limited accelerated reward categories
Frequently Asked Questions about Axis Bank Privilege Easy Credit Card
Is there a joining fee for this card?
Yes, the joining fee is ₹1,500, waived for Priority customers.
What are the conditions for the annual fee waiver?
Spend ₹2.5 lakh in the card anniversary year to get an annual fee waiver.
How can I earn the welcome bonus?
Earn 12,500 EDGE Rewards after making 3 transactions within 60 days of card issuance.
What is the minimum fixed deposit required for this card?
A fixed deposit of ₹65,000 at Axis Bank is mandatory to avail this secured credit card.
Do I get airport lounge access with this card?
Yes, enjoy 8 complimentary domestic lounge visits annually based on spend criteria.
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