Axis Aura Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹749
₹749
1.99%
No lounge access
Contents
The Axis Aura Credit Card is designed for health and wellness enthusiasts, offering exclusive benefits such as free doctor consultations, fitness sessions, and discounts on health check-ups. It also provides accelerated reward points on insurance spends and a fuel surcharge waiver. This card combines lifestyle benefits with solid rewards.
Features of Axis Aura Credit Card which makes it unique
Health Check-up Discount
Annual discount up to ₹500 on health checkups
Promotes regular health monitoring
Exclusive to Aura card
Rewards Structure of Axis Aura Credit Card
Base
baseFees & Charges of Axis Aura Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹749 |
| Annual Fee | ₹749 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:No renewal fee waiver available
Fee Explanation Standard bank rates apply to overdue amounts and cash withdrawals.
Detailed Explanation of Axis Aura Credit Card Fees
Joining Fee: 749 (one-time)
Payable at card issuance
Annual Fee: 749 (yearly)
No waiver
Cash Advance Fee: 2.5% (transaction)
Minimum ₹500 per transaction
Cash Withdrawal Fee: 3.4% (transaction)
Minimum ₹500 per transaction
Insurance Coverage with Axis Aura Credit Card
Travel Insurance
Up to ₹10,00,000Valid on international trips
Additional Features of Axis Aura Credit Card
Free Doctor Consultations
4 free video doctor consultations per month via Practo
Fitness Sessions
4 free interactive video fitness sessions monthly via Fitternity
Welcome Bonus with Axis Aura Credit Card
Welcome Bonus: ₹750 Decathlon and Amazon vouchers
Bonus Conditions: Valid on first purchase at Decathlon or Amazon
Application Process for Axis Aura Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Axis Bank official website
Upload KYC and required documents
Receive verification call
Card dispatched within 7 business days
Required Documents for Axis Aura Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis Aura Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Aura Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar required.
How Approval Is Decided
- Minimum income ₹25,000/month
- Indian resident
- Credit score above 700
Pros of Axis Aura Credit Card
- Wellness-focused benefits
- Attractive rewards on insurance
- Fuel surcharge waiver
Cons of Axis Aura Credit Card
- No annual fee waiver
- Limited lounge access
- Limited accelerated reward categories
Frequently Asked Questions about Axis Aura Credit Card
Is there a joining fee for the Axis Aura Credit Card?
Yes, the joining fee is ₹749 payable at card issuance.
Are there any annual fee waivers available?
No, the annual fee of ₹749 is not waiver eligible.
What is the welcome bonus for this card?
Get ₹750 Decathlon and Amazon vouchers as a welcome gift.
What rewards can I earn on insurance payments?
Earn 5X Edge points on insurance spends up to ₹10,000.
Are there any fuel surcharge benefits?
Yes, get 1% fuel surcharge waiver on monthly fuel spends between ₹400 and ₹4,000.
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