Is there a joining fee for the Axis Airtel Credit Card?

Yes, the joining fee is ₹500, payable once at the time of card issuance.

What are the annual fee waiver conditions?

The annual fee of ₹500 is waived if you spend ₹2,00,000 in a membership year.

What cashback benefits does the card offer on Airtel services?

Get 25% cashback on Airtel mobile, broadband, DTH, and Wi-Fi bill payments.

Can I avail cashback on utility bill payments?

Yes, 10% cashback is given on utility payments made via the Airtel Thanks app.

Does the card offer any lounge access benefits?

Yes, the card offers complimentary access to domestic airport lounges up to 4 times a year.

Credit Cards/Axis Bank/Axis Airtel Credit Card

Axis Airtel Credit Card

Axis Bank

Last updated: Feb 03, 2026

groceryrestaurantse-commercefuel

Annual Fee

₹500

Joining Fee

₹500

Forex Fee

3.5%

Lounge Access

4 visits/yr

The Axis Airtel Credit Card is a co-branded card offering generous cashback benefits on Airtel payments, utility bills, food delivery, and groceries. It includes complimentary lounge access and a fuel surcharge waiver, making it ideal for Airtel users and daily spenders seeking savings with convenience.

Rewards Structure of Axis Airtel Credit Card

Airtel Payments

accelerated

Airtel mobile, broadband, DTH

Reward Rate:25% cashback

Monthly Cap:₹300/month

On prepaid/postpaid & DTH bills

Utility Bills

accelerated

Electricity, gas, water via Airtel Thanks app

Reward Rate:10% cashback

Monthly Cap:₹300/month

Includes electricity and gas bills

Food & Groceries

accelerated

Swiggy, Zomato, BigBasket

Reward Rate:5 % cashback

Monthly Cap:₹500/month

Popular food and grocery apps

Base

base

All other retail purchases

Reward Rate:1 % cashback

Standard cashback on other spends

Milestones of Axis Airtel Credit Card

Annual Spend Milestone

₹2,00,000 : Annual fee waiver

Fees & Charges of Axis Airtel Credit Card

Fee & Amount	Fee Value
Joining Fee	₹500
Annual Fee	₹500
Forex Markup Fee	3.5%
Cash Advance Fee	2.5%
Late Payment Fee	₹1,200
Over Limit Fee	₹500
Returned Payment Fee	₹500
Cash Withdrawal Fee	3%

Renewal Conditions:Waived on ₹2,00,000 annual spend

Fee Explanation Standard bank rates apply on overdue amounts and late payments.

Detailed Explanation of Axis Airtel Credit Card Fees

Joining Fee: 500 (one-time)

Annual Fee: 500 (yearly)

Waived on ₹2L annual spend

Cash Advance Fee: 2.5% (transaction)

Minimum ₹300

Late Payment Fee: Up to ₹1200 (per occurrence)

Based on outstanding balance

Lounge Access Benefits with Axis Airtel Credit Card

domestic Lounges

silver

Visits per year: 4

Guest access: No

Valid for primary cardholder only

Additional Features of Axis Airtel Credit Card

Contactless Payments

Tap and pay enabled

Welcome Bonus with Axis Airtel Credit Card

Welcome Bonus: ₹500 Amazon voucher
Bonus Conditions: First transaction within 30 days of card issuance

Application Process for Axis Airtel Credit Card

Processing Time

5-7 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply via Airtel Thanks app or Axis Bank website

Complete KYC documentation upload

Verification call from Axis Bank

Card dispatched within 7 business days

Required Documents for Axis Airtel Credit Card

ID Proof

all

Accepted documents:

PAN Aadhaar

Address Proof

all

Accepted documents:

Passport Utility Bill

Income Proof

salaried

Accepted documents:

Payslip Form 16