Is there a joining fee?

Yes, the joining fee is ₹750 payable at issuance.

What is the welcome bonus?

₹1,000 Flipkart voucher on making at least 3 purchases within 45 days.

What are the annual fee waiver conditions?

There is no annual fee waiver; annual fee applies from 2nd year onwards.

Does the card offer lounge access?

No complimentary lounge access is available with this card.

What is the foreign currency transaction fee?

3.5% of the transaction amount as forex markup.

Credit Cards/Axis Bank/Axis Buzz Credit Card

Axis Buzz Credit Card

Axis Bank

Last updated: Feb 03, 2026

e-commercegroceryrestaurantsfuel

Annual Fee

₹750

Joining Fee

₹750

Forex Fee

3.5%

Lounge Access

No lounge access

The Buzz Credit Card by Axis Bank is designed for online shopping enthusiasts, especially for Flipkart users. It offers attractive reward points, Flipkart gift vouchers worth up to ₹8,000, and great discounts on online spends. Enjoy accelerated reward points and seamless digital payments with Mastercard global acceptance.

Features of Axis Buzz Credit Card which makes it unique

Edge Rewards Program

Earn and redeem reward points easily across multiple categories

Maximise benefits on online and offline spends

Competitive in the beginner segment

Rewards Structure of Axis Buzz Credit Card

Online Shopping

accelerated

All online merchants

Reward Rate:3 points/₹100

Monthly Cap:No capping

Earn 3X reward points on online spends

Base Rewards

base

All other spends

Reward Rate:1 point/₹100

Monthly Cap:No capping

Standard earn rate

Milestones of Axis Buzz Credit Card

Top Flipkart Milestone

₹100,000 : ₹2,500 Flipkart voucher

Flipkart Annual Spend Milestone

₹25,000 : ₹500 Flipkart voucher

Higher Flipkart Spend Milestone

₹50,000 : ₹1,000 Flipkart voucher

Fees & Charges of Axis Buzz Credit Card

Fee & Amount	Fee Value
Joining Fee	₹750
Annual Fee	₹750
Forex Markup Fee	3.5%
Cash Advance Fee	2.5%
Late Payment Fee	₹700
Over Limit Fee	3%
Returned Payment Fee	₹300
Cash Withdrawal Fee	3%

Renewal Conditions:Nil waiver; standard annual fee applies from 2nd year onwards

Fee Explanation Standard bank charges apply on overdue amounts and other transactions.

Detailed Explanation of Axis Buzz Credit Card Fees

Joining Fee: ₹750 (one-time)

Applicable at issuance

Annual Fee: ₹750 (yearly)

From 2nd year onwards

Cash Advance Fee: 2.5% (transaction)

Minimum ₹250 per transaction

Additional Features of Axis Buzz Credit Card

Contactless Payments

Tap and pay enabled globally

Mobile Wallet Support

Supports Apple Pay, Google Pay, Samsung Pay, PhonePe, Paytm, Amazon Pay

Welcome Bonus with Axis Buzz Credit Card

Welcome Bonus: ₹1,000 Flipkart voucher
Bonus Conditions: Valid on minimum 3 purchases within first 45 days; voucher valid for 12 months

Application Process for Axis Buzz Credit Card

Processing Time

7-10 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply online via Axis Bank portal

Upload KYC documents

Receive verification call

Card dispatched within 7-10 business days

Required Documents for Axis Buzz Credit Card

ID Proof

all

Accepted documents:

PAN card Aadhaar card

Address Proof

all

Accepted documents:

Passport Utility bill

Income Proof

salaried

Accepted documents:

Salary slip Form 16