Apollo SBI Credit Card
SBI Bank
Last updated: Feb 03, 2026
₹499
₹499
3.5%
No lounge access
Contents
Apollo SBI Credit Card is built for healthcare and daily essentials. Earn faster rewards at Apollo 24|7 and Apollo Pharmacy, plus instant savings on eligible Apollo services. The card keeps things simple with a low joining fee and easy fee-waiver milestone. Ideal for families prioritising healthcare spends and predictable value.
Features of Apollo SBI Credit Card which makes it unique
OneApollo Gold Tier
Complimentary OneApollo Gold membership
Extra savings and healthcare perks
Built for frequent Apollo users
Rewards Structure of Apollo SBI Credit Card
Fees & Charges of Apollo SBI Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 0 |
| Late Payment Fee | 0% |
| Over Limit Fee | 0 |
| Returned Payment Fee | 0 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:Renewal fee waived on ₹1,00,000 annual spends in the preceding year.
Fee Explanation Standard SBI Card charges apply; see official MITC for the latest fees and slabs.
Detailed Explanation of Apollo SBI Credit Card Fees
Forex Mark-up: 3.5% + taxes (transaction)
On foreign currency transactions
Joining Fee: ₹499 (one-time)
Annual (Renewal) Fee: ₹499 (yearly)
Waived on ₹1,00,000 annual spends
Additional Features of Apollo SBI Credit Card
Contactless Payments
Tap to pay enabled
EMI Conversion
Convert large purchases to EMIs
As per issuer terms
Welcome Bonus with Apollo SBI Credit Card
Welcome Bonus: 500 reward points
Bonus Conditions: Reward points credited after card activation; complimentary OneApollo Gold tier included.
Application Process for Apollo SBI Credit Card
Processing Time
5–7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via SBI Card or Apollo 24|7
Upload KYC documents
Complete verification
Card dispatched after approval
Required Documents for Apollo SBI Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Apollo SBI Credit Card Merchant Acceptance Network
Domestic Acceptance
Widely accepted across India
International Acceptance
Accepted globally where RuPay is enabled
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Apollo SBI Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
0+
Citizenship
Indian residents only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar; eligibility subject to SBI Card’s internal policies.
How Approval Is Decided
- Indian resident with valid KYC
- Meets SBI Card’s income and credit norms
Pros of Apollo SBI Credit Card
- Strong value on healthcare spends
- Complimentary OneApollo Gold membership
- Low annual fee with easy waiver
Cons of Apollo SBI Credit Card
- Limited travel benefits
- Best rewards restricted to Apollo ecosystem
Frequently Asked Questions about Apollo SBI Credit Card
What is the joining and annual fee?
₹499 + taxes each; the renewal fee is waived on ₹1,00,000 annual spends in the preceding year.
What welcome bonus do I get?
500 reward points on payment of the joining fee, credited post activation. You also receive complimentary OneApollo Gold membership.
How are rewards earned at Apollo?
Earn 3 points per ₹100 at Apollo 24|7 and Apollo Pharmacy. Points convert to Health Credits (1 point ≈ ₹1) for Apollo usage.
Do I get instant discounts at Apollo?
Yes, up to 10% instant discount on eligible Apollo services, as per Apollo/SBI Card programme terms.
What is the forex mark-up for international transactions?
3.5% of the transaction amount plus applicable taxes.
Can I apply online?
Yes. You can apply on the SBI Card website or via Apollo 24|7; approval is subject to eligibility and document verification.
Add Your Review
Reviews (0)
No reviews yet
Be the first one to review this card.