Air India SBI Platinum Card
SBI Bank
Last updated: Feb 03, 2026
₹1,499
₹1,499
1.99%
8 visits/yr
Contents
A value-packed co-branded travel card for Air India flyers offering welcome points, milestone bonuses and domestic lounge access. Best for frequent Air India travellers who want Maharaja/air miles conversion and periodic reward boosts. Low forex markup and priority travel benefits make it a solid mid-range travel option.
Features of Air India SBI Platinum Card which makes it unique
Maharaja Points Conversion
Convert card reward points to Air India Maharaja points
Easier redemption for award flights
Co-branded conversion advantage
Milestone Bonuses
Bonus reward points on achieving specified annual spends
Extra rewards for loyal spenders
Competitive for mid-range travel cards
Rewards Structure of Air India SBI Platinum Card
Air India Bookings
acceleratedAir India ticket purchases and related bookings
Convert SBI Reward Points to Maharaja miles; check conversion rules.
Other Travel & Retail
acceleratedOther travel and select partners
Includes partner offers and periodic promotions.
Base
baseAll other retail purchases (non-fuel)
Standard earn rate.
Milestones of Air India SBI Platinum Card
Annual Spend Bonus 1
₹2,00,000 : 5,000 Bonus Reward points
Annual Spend Bonus 2
₹3,00,000 : 10,000 Bonus Reward points
Fees & Charges of Air India SBI Platinum Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,499 |
| Annual Fee | ₹1,499 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Anniversary gift of 2,000 Reward points; fee may be waived based on bank offers.
Fee Explanation Standard bank rates apply for overdue amounts and cash advances. Refer to the bank T&Cs for exact calculations.
Detailed Explanation of Air India SBI Platinum Card Fees
Annual Fee: 1499 (yearly)
Paid at issuance/renewal; anniversary points credited on renewal.
Cash Advance Fee: 2.5% (transaction)
Minimum ₹300 per cash advance.
Lounge Access Benefits with Air India SBI Platinum Card
domestic Lounges
silverVisits per year: 8
Guest access: No
Typically limited to 2 visits per quarter; check T&Cs.
Insurance Coverage with Air India SBI Platinum Card
travel insurance
VariesTravel insurance benefits and sums insured vary; check latest SBI Card terms.
Additional Features of Air India SBI Platinum Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Add-on cards available as per bank policy
Welcome Bonus with Air India SBI Platinum Card
Welcome Bonus: 5,000 Reward points
Bonus Conditions: Welcome points credited within 15 days of annual fee payment; joining/renewal fee applies.
Application Process for Air India SBI Platinum Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via SBI Card portal or Finanjo
Upload KYC documents
Receive verification call
Card dispatched within 7 days (subject to verification)
Required Documents for Air India SBI Platinum Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Air India SBI Platinum Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Air India SBI Platinum Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have a valid PAN and Aadhaar card and meet SBI Card eligibility.
How Approval Is Decided
- Minimum income ₹30,000/month
- Indian resident
- Credit score above 700
Pros of Air India SBI Platinum Card
- Strong Air India-focused rewards
- Complimentary domestic lounge access
- Attractive milestone bonuses
Cons of Air India SBI Platinum Card
- Renewal/annual fee applies
- Benefits most valuable to frequent Air India flyers
Frequently Asked Questions about Air India SBI Platinum Card
Is there a joining fee?
Yes. Joining/annual fee is ₹1,499 (may vary with offers); welcome points credited after payment.
How many welcome points do I get?
You receive 5,000 Reward points as the welcome benefit (credited as per bank timeline).
What is the reward rate on Air India bookings?
You can earn accelerated Maharaja points on Air India bookings — up to the bank/partner rate; check T&Cs.
How many lounge visits are included?
Domestic lounge access is typically limited to 2 visits per quarter (8 visits per year); see bank terms.
Can I convert reward points to Air India miles?
Yes — SBI Reward Points can be converted to Air India Maharaja miles subject to minimum transfer and conversion terms.
What documents are required to apply?
Valid PAN, Aadhaar and income proof (payslip/Form 16) as applicable.
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