Is there a joining fee?

Yes. A joining fee of ₹1,499 + applicable taxes is charged.

What is the welcome benefit?

6000 reward points (worth approx. ₹1,500) credited on payment of the annual fee.

How many lounge visits are included?

Four complimentary domestic Visa lounge visits per calendar year (max one per quarter).

Are fuel transactions rewarded?

No reward points on fuel; however there is a fuel surcharge waiver up to ₹3,000 transactions (max ₹100/statement).

What are the milestone benefits?

Earn 3,000 reward points on annual spends of ₹1.5L and an additional 3,000 points on ₹3L (credited within the timeframe specified by SBI Card).

Credit Cards/SBI Bank/Aditya Birla SBI SELECT Credit Card

Aditya Birla SBI SELECT Credit Card

SBI Bank

Last updated: Feb 03, 2026

restaurantshotelse-commercefashion

Annual Fee

₹1,499

Joining Fee

₹1,499

Forex Fee

Lounge Access

4 visits/yr

A lifestyle co-branded card with Aditya Birla stores that boosts rewards on fashion, dining and entertainment. Offers milestone rewards and domestic lounge access, plus fuel surcharge waiver. Ideal for shoppers who prefer Aditya Birla brands and frequent diners.

Features of Aditya Birla SBI SELECT Credit Card which makes it unique

Milestone Rewards

Extra reward points on crossing annual spend thresholds

Boosts reward earnings for high spenders

Generous milestone points vs. basic co-branded cards

Rewards Structure of Aditya Birla SBI SELECT Credit Card

Milestones of Aditya Birla SBI SELECT Credit Card

Milestone 1

₹150,000 (annual) : 3000 Reward Points

Milestone 2

₹300,000 (annual) : Additional 3000 Reward Points

Fees & Charges of Aditya Birla SBI SELECT Credit Card

Fee & Amount	Fee Value
Joining Fee	₹1,499
Annual Fee	₹1,499
Forex Markup Fee	2%
Cash Advance Fee	2.5%
Late Payment Fee	₹750
Over Limit Fee	₹1,100
Returned Payment Fee	₹350
Cash Withdrawal Fee	2%

Renewal Conditions:Renewal fee charged annually; possible waivers or offers as per bank terms.

Fee Explanation Standard SBI Card fees and taxes apply for overdue amounts and services. Refer to SBI Card terms for exact details.

Detailed Explanation of Aditya Birla SBI SELECT Credit Card Fees

Joining Fee: 1499 (one-time)

Payable at issuance; taxes extra

Renewal Fee: 1499 (yearly)

Charged on renewal; check bank for waiver offers

Cash Advance Fee: 2.5% (transaction)

Minimum charges as per bank policy

Lounge Access Benefits with Aditya Birla SBI SELECT Credit Card

domestic Lounges

silver

Visits per year: 4

Guest access: No

Max 1 visit per quarter; domestic Visa lounges

Insurance Coverage with Aditya Birla SBI SELECT Credit Card

Purchase protection

Varies

As per SBI Card terms and conditions

Additional Features of Aditya Birla SBI SELECT Credit Card

Contactless Payments

Tap-to-pay enabled

Add-on Cards

Add-on cards available for family members

Welcome Bonus with Aditya Birla SBI SELECT Credit Card

Welcome Bonus: 6000 reward points (worth ₹1,500)
Bonus Conditions: Reward points credited within 60 days of annual fee payment.

Application Process for Aditya Birla SBI SELECT Credit Card

Processing Time

3-7 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply online via SBI Card portal

Upload KYC documents

Receive verification call or OTP

Card dispatched within 7 business days after approval

Required Documents for Aditya Birla SBI SELECT Credit Card

ID Proof

all

Accepted documents:

PAN Aadhaar

Address Proof

all

Accepted documents:

Passport Utility Bill

Income Proof

salaried

Accepted documents:

Payslip Form 16