Yes Bank Marquee Visa Credit Card
YES Bank
last updated: Nov 28, 2025
₹4,999
₹9,999
1%
24 visits/yr
Contents
YES Bank Marquee Visa is a super-premium rewards card designed for frequent travellers and heavy online shoppers. It offers a very high online reward rate, low forex markup for international spends and extensive airport lounge access for primary and add-on cardholders. The card targets high-spend users who can exceed the annual waiver thresholds to fully justify the joining and renewal fees.
Features of Yes Bank Marquee Visa Credit Card which makes it unique
High Online Reward Rate
Top-tier points on eligible online categories
Excellent returns for online spenders
Higher than many premium peers for online spends
Low Forex Markup
1% foreign currency markup
Better net returns on international spends
Lower than standard 3.5% markup on many cards
Rewards Structure of Yes Bank Marquee Visa Credit Card
Online Shopping
acceleratedSelect online categories and merchant partners
Very high earn on eligible online spends (source: product specs).
Offline Shopping
acceleratedSelected offline merchants and categories
Good offline earn on selected categories.
Base Reward
baseOther eligible retail spends
Base earn on miscellaneous spends.
Milestones of Yes Bank Marquee Visa Credit Card
Renewal Benefit
Pay renewal fee : 20,000 YES Rewardz points on paying renewal (subject to T&C)
Annual Fee Waiver
₹10,00,000 annual retail spend : Annual fee waiver for next year
Fees & Charges of Yes Bank Marquee Visa Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹9,999 |
| Annual Fee | ₹4,999 |
| Forex Markup Fee | 1% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹1,350 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee waived on ₹10,00,000+ retail spends in the previous anniversary year.
Fee Explanation Standard YES Bank rates apply for overdue amounts; interest and charges per bank schedule.
Lounge Access Benefits with Yes Bank Marquee Visa Credit Card
international Lounges
silverVisits per year: 0
Guest access: Yes
International lounge access via Priority Pass / partner network; authorization/nominal fee may apply for some lounges.
domestic Lounges
silverVisits per year: 24
Guest access: Yes
Typically up to six domestic complimentary visits per quarter for primary cardholder; check YES Bank T&C for exact lounge list.
Insurance Coverage with Yes Bank Marquee Visa Credit Card
Travel Insurance
Up to ₹10,00,000Coverage subject to travel booking conditions and T&C.
Purchase Protection
VariesShort-term purchase protection on eligible spends; check T&C.
Additional Features of Yes Bank Marquee Visa Credit Card
Contactless Payments
Tap and pay enabled
Instant EMI
Convert eligible transactions into EMIs at checkout
Minimum transaction value may apply.
Welcome Bonus with Yes Bank Marquee Visa Credit Card
Welcome Bonus: 40,000 YES Rewardz points
Bonus Conditions: Welcome points for new cardholders; credited as per YES Bank T&C after activation and qualifying spends.
Application Process for Yes Bank Marquee Visa Credit Card
Processing Time
5-10 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via YES Bank portal or partner site
Upload KYC and income documents
Bank performs verification and credit assessment
Card dispatched within 5-10 business days after approval
Required Documents for Yes Bank Marquee Visa Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Yes Bank Marquee Visa Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally on Visa network
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Yes Bank Marquee Visa Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar; eligibility subject to bank verification and income documents.
How Approval Is Decided
- Minimum age 21 years
- Minimum income as per bank policy
- Good credit history (typically 700+ CIBIL preferred)
- Subject to bank underwriting
Pros of Yes Bank Marquee Visa Credit Card
- Exceptional rewards on eligible online spends.
- Low forex markup makes it great for international transactions.
- Strong lounge access benefits for primary and add-on holders.
Cons of Yes Bank Marquee Visa Credit Card
- High joining and renewal fees (₹9,999 / ₹4,999).
- Annual fee waiver requires very high annual retail spend (₹10L).
- Some reward category caps and exclusions apply (utilities, wallet loads, rent).
Frequently Asked Questions about Yes Bank Marquee Visa Credit Card
Is there a joining fee?
Yes. Joining fee is ₹9,999 + GST as per YES Bank product terms.
What is the welcome bonus?
40,000 YES Rewardz points on joining (credited as per bank terms).
Is the annual fee waivable?
Yes. Annual fee (₹4,999 + GST) is waived if you achieve ₹10,00,000 retail spends in the previous anniversary year.
What is the forex markup for international transactions?
YES Marquee charges a low forex markup of around 1% (plus applicable GST) — among the lowest for premium cards.
How many lounge visits are included?
The card provides unlimited international lounge access for primary/add-on and complimentary domestic visits (subject to partner terms and any nominal authorisation fees).
Do utilities, rent, and wallet loads earn points?
Many categories such as wallet loads, rent, certain utilities and government transactions may be excluded or subject to reduced earning — check YES Rewardz T&C.
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