SBI Bank Tata Neu Plus SBI Card
SBI Bank
Expert Rating
₹499
₹499
2%
4 visits/yr
Contents
A co-branded Tata Neu credit card from SBI designed for shoppers who use the Tata ecosystem. Earn NeuCoins on Tata Neu purchases, partner brands and other spends. The card includes lounge access and periodic milestone benefits for active users.
Features of SBI Bank Tata Neu Plus SBI Card which makes it unique
NeuCoins Rewards
Earn NeuCoins across Tata ecosystem and redeem within Tata Neu
Direct savings when shopping on Tata Neu
Stronger Tata ecosystem value vs generic reward cards
Rewards Structure of SBI Bank Tata Neu Plus SBI Card
Milestones of SBI Bank Tata Neu Plus SBI Card
Quarterly Spend Benefit
₹50,000 (previous quarter) : One domestic lounge visit or equivalent NeuCoin benefit (subject to T&Cs)
Seasonal Tata Offers
: Extra NeuCoin boosts on Tata partner sales
Fees & Charges of SBI Bank Tata Neu Plus SBI Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Standard renewal fee; fee may be waived as per bank offers and spends. Check T&Cs.
Fee Explanation Charges and fees are per the SBI Card schedule. See official T&Cs for exact calculations and caps.
Lounge Access Benefits with SBI Bank Tata Neu Plus SBI Card
domestic Lounges
silverVisits per year: 4
Guest access: No
Qualify as per spend and card variant; see bank T&Cs
Additional Features of SBI Bank Tata Neu Plus SBI Card
Contactless Payments
Tap and pay enabled
EMI Options
Convert select spends to EMI via offers
Applicable offers only
Welcome Bonus with SBI Bank Tata Neu Plus SBI Card
Welcome Bonus: 499 NeuCoins
Bonus Conditions: 499 NeuCoins credited on first eligible spend within 30 days of card issuance. T&Cs apply.
Application Process for SBI Bank Tata Neu Plus SBI Card
Processing Time
3-7 business days
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Apply online via SBI Card or Tata Neu portal
Authenticate and upload KYC documents
Receive verification call from SBI Card
Card dispatched after approval (typical 3-7 days)
Required Documents for SBI Bank Tata Neu Plus SBI Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
SBI Bank Tata Neu Plus SBI Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where RuPay is enabled or via network partners
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for SBI Bank Tata Neu Plus SBI Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have valid PAN and KYC as per RBI guidelines.
How Approval Is Decided
- Minimum income as per variant and bank underwriting
- Indian resident with valid KYC
- Satisfactory credit profile as per bank checks
Pros of SBI Bank Tata Neu Plus SBI Card
- Great value for Tata ecosystem shoppers
- Welcome NeuCoins and periodic NeuCoin boosts
- Complimentary domestic lounge visits for eligible cardholders
Cons of SBI Bank Tata Neu Plus SBI Card
- Best value mostly within Tata ecosystem
- Reward caps and variant-specific rules apply
Frequently Asked Questions about SBI Bank Tata Neu Plus SBI Card
What is the welcome benefit?
Get 499 NeuCoins credited on first eligible spend within 30 days. Check T&Cs for eligibility.
How do I earn NeuCoins?
Earn NeuCoins on Tata Neu app/partner spends (up to 7% on select categories) and 1% on other spends; RuPay variant may earn on UPI.
How much is the joining and annual fee?
Joining fee and annual fee are ₹499 each (plus GST). Offers may vary from time to time.
Can I redeem NeuCoins outside Tata Neu?
NeuCoins are primarily redeemable within the Tata Neu ecosystem and partner brands; 1 NeuCoin = ₹1 for eligible redemptions.
How many lounge visits are included?
Eligible cardholders may get up to four domestic lounge visits per year subject to spend/variant conditions and bank T&Cs.
Is UPI spending eligible for NeuCoins?
Yes — for certain variants (RuPay) UPI spends can earn NeuCoins. Refer to the variant-specific T&Cs.
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