Standard Chartered Super Value Titanium Credit Card
Standard Chartered Bank
Expert Rating
₹750
₹750
1.99%
12 visits/yr
Contents
The Standard Chartered Super Value Titanium is an entry-level cashback-focused card tailored for fuel, utility and telephone spenders. It provides category-specific cashbacks (notably fuel and bill pay) and a basic reward-point accrual on other spends. The card targets value-conscious users who prioritise monthly cashback caps over premium travel perks.
Features of Standard Chartered Super Value Titanium Credit Card which makes it unique
BillPay Cashback
Cashback on registered utility & telephone bills paid via bank BillPay
Higher cashback on recurring bills compared with generic reward cards
Better for users who pay recurring bills via the bank's billpay vs standard reward-only cards
Fuel Cashback Without Co-branding
Provides fuel cashback across pumps without co-branded fuel partner
Convenient fuel cashback across networks
Similar or better than some entry-level fuel-focused co-branded cards
Rewards Structure of Standard Chartered Super Value Titanium Credit Card
Fuel
baseAll fuel pumps in India; eligible transactions capped per month
Best suited for regular vehicle owners; cashback credited to card account/R360 as per bank policy.
Telephone & Utility Bills
baseBills registered and paid via Standard Chartered BillPay platform; min txn ₹750
Register utilities on the bank's billpay to get category cashback.
Other Spends
baseAll other retail transactions
Reward points redeemable for vouchers and catalogue items per bank redemption rules.
Fees & Charges of Standard Chartered Super Value Titanium Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹750 |
| Annual Fee | ₹750 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 3% |
| Late Payment Fee | ₹700 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Annual fee waived on ₹90,000 annual spend (or as per bank policy).
Fee Explanation Standard Chartered applies transaction-based fees (joining/annual, cash advance & cash withdrawal charges) and late/returned payment charges per cardholder statement and T&Cs.
Lounge Access Benefits with Standard Chartered Super Value Titanium Credit Card
international Lounges
silverVisits per year: 12
Guest access: Yes
Complimentary Priority Pass given to Premium Super Value Titanium (Premium Banking clients) — 1 complimentary use per month, subject to membership rules.
Insurance Coverage with Standard Chartered Super Value Titanium Credit Card
Travel Insurance
Not specifiedNo standard travel insurance publicly listed for regular Super Value Titanium — Premium customers may have alternate protections.
Purchase Protection
Not specifiedCheck bank T&Cs for purchase protection and dispute resolution timelines.
Additional Features of Standard Chartered Super Value Titanium Credit Card
Virtual Card
Instant virtual card available after issuance for online spends
Add-on Cards
Add-on cards available; credit limit shared with primary
Welcome Bonus with Standard Chartered Super Value Titanium Credit Card
Welcome Bonus: NA
Bonus Conditions: No official welcome offer listed on Standard Chartered product page or T&Cs (checked 28 Nov 2025).
Application Process for Standard Chartered Super Value Titanium Credit Card
Processing Time
7-15 business days
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Apply online via Standard Chartered or Finanjo portal
Complete VKYC / upload KYC documents
Receive verification call or email from bank
Card dispatched within 7-15 business days after verification
Required Documents for Standard Chartered Super Value Titanium Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Standard Chartered Super Value Titanium Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India (Mastercard network)
International Acceptance
Accepted globally where Mastercard is supported
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Standard Chartered Super Value Titanium Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Resident Indian
Income Requirements
Salaried Applicants
₹20,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and address KYC required. Premium Banking customers may receive different fee/benefit treatment.
How Approval Is Decided
- Minimum monthly income ₹20,000 (indicative)
- Resident Indian with valid PAN & KYC
- Credit score above 650 (indicative)
Pros of Standard Chartered Super Value Titanium Credit Card
- Attractive cashback on fuel and bill payments
- Low fee makes it accessible for value-seeking users
- Simple reward structure that's easy to understand
Cons of Standard Chartered Super Value Titanium Credit Card
- Monthly cashback caps limit high-value savings
- No significant travel perks or comprehensive insurance for regular cardholders
- Premium benefits reserved for Premium Banking clients
Frequently Asked Questions about Standard Chartered Super Value Titanium Credit Card
Is there a joining fee?
Yes — joining fee is ₹750 (waivers and LTF status may apply for Premium Banking clients).
What cashback does the card offer on fuel?
You get 5% cashback on fuel transactions (subject to minimum/maximum transaction and monthly cap as per bank T&Cs).
How do I get cashback on utility and telephone bills?
Register the bill on Standard Chartered's BillPay platform and pay the bill using this card to earn the category cashback (min transaction thresholds apply).
What is the annual fee waiver condition?
Annual fee may be waived on meeting an annual spend threshold (commonly ₹90,000) or if you are a Premium Banking customer — confirm with the bank.
Can I get a Priority Pass with this card?
Priority Pass is offered to Premium Super Value Titanium holders (Premium Banking clients) — regular cardholders typically do not get Priority Pass.
How many reward points do I earn on other spends?
You earn 1 reward point for every ₹150 spent on non-category transactions; points redemption rules apply as per bank catalogue.
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