Standard Chartered EaseMyTrip Credit Card
Standard Chartered Bank
Expert Rating
₹350
₹350
1.99%
6 visits/yr
Contents
Co-branded travel rewards card built for frequent EaseMyTrip users and travellers. It offers instant discounts on EaseMyTrip bookings, a low annual fee with an easy waiver, reward points on retail and dining, and limited complimentary lounge access. Good fit for budget-conscious travellers who book hotels/flights through EaseMyTrip.
Features of Standard Chartered EaseMyTrip Credit Card which makes it unique
EaseMyTrip Co-branded Discounts
Large instant discounts on EaseMyTrip hotel and flight bookings
Direct savings on travel bookings
Stronger instant discounts on EaseMyTrip vs similar co-branded offerings
Low Waivable Fee
Low ₹350 annual fee with simple waiver criteria
Affordable to retain card for travel offers
Lower fee than many travel co-branded cards
Rewards Structure of Standard Chartered EaseMyTrip Credit Card
EaseMyTrip Bookings
acceleratedBookings made on EaseMyTrip (site/app) using promo code EMTSCB
Instant discounts on hotel and flight bookings via EaseMyTrip; use promo code EMTSCB. Verification via EaseMyTrip T&Cs.
Dining
baseRestaurants (merchant category: dining) during offer periods
Dining accelerator is run as periodic offers — check bank T&Cs for current caps and minimum spend requirements.
Shopping & Retail
baseAll retail merchants
Standard base reward on everyday retail spends.
Milestones of Standard Chartered EaseMyTrip Credit Card
Annual Fee Waiver
₹50,000 : Waiver of annual fee (₹350) for next year
Fees & Charges of Standard Chartered EaseMyTrip Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹350 |
| Annual Fee | ₹350 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee waived on ₹50,000 or more annual spend (previous year).
Fee Explanation Standard bank interest and fees apply on overdue amounts; cash advances incur cash advance fee and applicable interest from transaction date.
Lounge Access Benefits with Standard Chartered EaseMyTrip Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
One complimentary domestic lounge visit every calendar quarter for primary cardholder (subject to bank confirmation).
international Lounges
silverVisits per year: 2
Guest access: Yes
Access subject to Priority Pass terms and any enrolment requirement; check latest bank offers.
Insurance Coverage with Standard Chartered EaseMyTrip Credit Card
Travel Insurance
VariesTravel insurance benefits may be available on specific card purchases; check policy documents for exact coverage and exclusions.
Purchase Protection
VariesLimited purchase protection may be available per bank’s credit card insurance terms.
Additional Features of Standard Chartered EaseMyTrip Credit Card
Contactless Payments
Tap-to-pay enabled for fast checkouts
Add-on Cards
Add-on cards available for family members (subject to bank terms)
Welcome Bonus with Standard Chartered EaseMyTrip Credit Card
Welcome Bonus: Instant EaseMyTrip discounts
Bonus Conditions: Use promo code EMTSCB on EaseMyTrip; hotels: flat 20% off (max ₹5,000 domestic / ₹10,000 international); flights: flat 10% off (max ₹1,000 domestic / ₹5,000 international). T&Cs apply.
Application Process for Standard Chartered EaseMyTrip Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Standard Chartered website or partner pages
Enter personal details and upload KYC and income documents
Receive verification call or e-KYC confirmation
Card dispatched within 5–7 working days after approval
Required Documents for Standard Chartered EaseMyTrip Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Standard Chartered EaseMyTrip Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India (Visa network)
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes — usable for online bookings and merchant payments
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Standard Chartered EaseMyTrip Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and KYC documents required; Indian resident status required.
How Approval Is Decided
- Minimum monthly income: ₹25,000 (salaried indicative)
- Indian resident with valid KYC
- Clean credit history and credit score typically 700+
Pros of Standard Chartered EaseMyTrip Credit Card
- Significant instant discounts on EaseMyTrip bookings
- Low annual fee (₹350) — easy to waive on ₹50k spend
- Useful for occasional international travellers (low forex markup)
Cons of Standard Chartered EaseMyTrip Credit Card
- Rewards best realised if you use EaseMyTrip regularly
- Top travel benefits (e.g., high-value lounge access) are limited compared to premium travel cards
- Some accelerators are promotional and time-limited
Frequently Asked Questions about Standard Chartered EaseMyTrip Credit Card
What is the forex markup?
Typical forex markup is around 1.99% on international transactions (confirm on your statement).
What is the joining and annual fee?
Joining and annual fee is ₹350 (plus GST where applicable); fee is waivable on ₹50,000 annual spend.
How do I get the EaseMyTrip discounts?
Use the promo code 'EMTSCB' at checkout on EaseMyTrip website/app to avail instant hotel/flight discounts — caps apply per booking.
Is lounge access included?
The card provides limited complimentary domestic lounge visits (approx. one per quarter) and restricted international lounge access under promotional Priority Pass benefits — check current bank offers before travel.
What rewards do I earn on retail and dining?
Base earn is typically 2 points/₹100 on retail; dining and travel accelerators run as periodic offers (e.g., up to 5X on dining during promotions). Refer to bank T&Cs for live offers.
Can I redeem rewards for flights or hotel bookings?
Primary value comes from instant EaseMyTrip discounts; reward points redemption options vary — check Standard Chartered rewards portal for current redemption partners and rates.
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