SBI TATA SELECT Credit Card
SBI Bank
Last updated: Oct 28, 2025
₹2,999
₹2,999
2%
8 visits/yr
Contents
SBI Bank TATA Card SELECT is a platinum shopping and lifestyle card ideal for frequent Tata Group shoppers. It offers generous value back and reward points on Tata and partner brand spends. The card includes welcome gifts, lounge benefits, and useful lifestyle privileges. Suited for users who want high shopping value and flexible reward redemptions.
Features of SBI TATA SELECT Credit Card which makes it unique
Value Back On Tata
Higher value back when shopping at Tata outlets
Better returns for frequent Tata shoppers
Outperforms general-purpose cards for Tata spending
Departmental Reward Boost
Accelerated rewards for departmental & grocery spends
More points on regular essentials
Higher category earn vs base cards
Rewards Structure of SBI TATA SELECT Credit Card
Milestones of SBI TATA SELECT Credit Card
Spends Linked Gift Vouchers
₹2,00,000 (annual) : Up to ₹6,000 worth gift vouchers
Welcome Anniversary
Eligible spends in first year : Complimentary e-gift voucher worth ₹3,000
Fees & Charges of SBI TATA SELECT Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹2,999 |
| Annual Fee | ₹2,999 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee reversal on meeting eligible annual spends as per card T&C.
Fee Explanation Standard bank rates and card terms apply for overdue amounts and charges.
Detailed Explanation of SBI TATA SELECT Credit Card Fees
Joining Fee: 2999 (one-time)
First-year fee applicable; reversal on eligible spends
Annual Fee: 2999 (yearly)
Reversal on eligible annual spends as per T&C
Cash Advance Fee: 2.5% (transaction)
Minimum ₹300 or as per terms
Lounge Access Benefits with SBI TATA SELECT Credit Card
domestic Lounges
platinumVisits per year: 8
Guest access: No
Access subject to spends/activation rules
Insurance Coverage with SBI TATA SELECT Credit Card
Purchase Protection
₹50,000Within 90 days of purchase; T&C apply
Accidental Card Liability
Up to policy limitAs per card insurance terms
Additional Features of SBI TATA SELECT Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Up to 3 add-on cards subject to approval
Welcome Bonus with SBI TATA SELECT Credit Card
Welcome Bonus: ₹3,000 gift voucher
Bonus Conditions: Welcome voucher available on meeting eligible spend thresholds; T&C apply.
Application Process for SBI TATA SELECT Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Finanjo portal
Upload KYC documents
Receive verification call
Card dispatched within 7 days
Required Documents for SBI TATA SELECT Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
SBI TATA SELECT Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for SBI TATA SELECT Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar required for KYC and application processing.
How Approval Is Decided
- Minimum income as specified for salaried/self-employed
- Indian resident
- Acceptable credit score as per issuer policy
Pros of SBI TATA SELECT Credit Card
- Strong shopping value at Tata outlets
- Attractive welcome benefits and milestone vouchers
- Good departmental & grocery rewards
Cons of SBI TATA SELECT Credit Card
- High joining and annual fee
- Value back often tied to Tata partner spend
Frequently Asked Questions about SBI TATA SELECT Credit Card
Is there a joining fee?
Yes. Joining fee is ₹2,999; fee reversal on meeting eligible spends as per T&C.
What is the welcome benefit?
Complimentary ₹3,000 e-gift voucher on meeting welcome spend criteria; T&C apply.
How do I get the annual fee reversed?
Annual fee reversal is available when you meet the specified annual spend threshold in the preceding year.
What are the reward point redemption options?
Reward points can be redeemed for vouchers, partner offers, or converted as per partner rules; check card terms for specifics.
Which mobile wallets are supported?
Supported wallets: google pay, phone pay, paytm, apple pay (subject to device & network compatibility).
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