SBI Bank
Expert Rating
₹2,999
Gift voucher worth ₹3,000
12 visits/year
1.99%
Reliance SBI Card PRIME is a co-branded premium credit card offering strong rewards at Reliance Retail, useful dining and entertainment benefits, and complementary lounge access. It suits shoppers who spend heavily at Reliance stores and want milestone vouchers and lifestyle privileges. The card also supports contactless payments and Flexipay (EMI conversion).
Higher point accrual and exclusive vouchers redeemable at Reliance brands
Strong value for Reliance shoppers
Better co-branded retail value versus standard rewards cards
Periodic vouchers on achieving spend slabs
Tangible savings on repeat shopping
Useful for repeat Reliance shoppers
₹75,000
₹150,000
₹300,000
Annual fee waived on ₹300,000 annual spend in card membership year.
| Fee Type | Amount | Frequency | Conditions |
|---|---|---|---|
| Annual Fee | 2999 | yearly | Waived on ₹3L annual spend |
| Joining Fee | 2999 | one-time | One-time at issuance (GST extra) |
| Cash Advance Fee | 2.5% | transaction | Minimum ₹300 |
Visits per year: 8
Guest access: No
Valid for primary cardholder at participating domestic lounges.
Visits per year: 4
Guest access: Yes
Access via partner lounge programmes; check availability and T&C.
Issuer-provided travel insurance benefits changed periodically; check current T&C on SBI Card site.
Within 90 days of purchase; subject to T&C.
Tap-and-pay enabled for quick payments
Up to 3 add-on cards available
Add-on eligibility as per primary cardholder's account
Convert eligible transactions into EMIs
Transactions above a minimum value; check issuer portal
Apply online via Finanjo portal or SBI Card portal
Upload KYC documents
Receive verification call or OTP
Card dispatched within 5-7 business days
5-7 business days
Online Application: Available
Instant Approval: Not Available
Accepted documents:
Accepted documents:
Accepted documents:
Wide coverage across India
Accepted globally
Yes
Mobile Wallet Support:
Occupation Types:
Customer must have a valid PAN and Aadhaar card. Additional documents may be requested during verification.