RBL World Safari Visa Credit Card
RBL Bank
last updated: Jan 05, 2026
₹3,000
₹3,000
Free
4 visits/yr
Contents
A premium travel-first credit card built for frequent international travellers. It offers 0% forex markup, travel points on spends, complimentary lounge access and travel insurance. Ideal for users who travel often and redeem points for flights, hotels and travel vouchers.
Features of RBL World Safari Visa Credit Card which makes it unique
Smart EMI
Instant EMI conversion at checkout
Flexible repayment options
Faster activation compared to many peers
Zero Forex Mark-up
No foreign currency mark-up is charged on international transactions made using the card.
Cost savings on international spends
Unlike most credit cards that charge 2%–3.5% forex fees, this card eliminates forex mark-up entirely.
Rewards Structure of RBL World Safari Visa Credit Card
Dining
baseRestaurant dining, cafés, and food delivery platforms
Applicable on eligible dining merchants as per merchant category codes (MCC).
Rewards on Dining Spends: Cardholders earn base reward points on dining transactions made at eligible restaurants and food ordering platforms. Rewards are credited based on merchant classification and may exclude wallet-based or promotional transactions.
Grocery
baseSupermarkets, local grocery stores, and online grocery platforms
Rewards subject to eligible merchant classification.
Grocery Spend Rewards: Grocery purchases earn base reward points when made at eligible grocery merchants. Transactions at wholesale clubs or non-standard merchants may not qualify for reward accrual.
Fue
baseFuel purchases at petrol pumps
Fuel surcharge and GST apply as per bank policy.
Fuel Transaction Rewards: Fuel spends are eligible for base reward points, subject to monthly capping and merchant eligibility. Fuel surcharge waiver, if applicable, is governed by separate terms and spend thresholds.
All Other Spends
baseAll eligible retail transactions not covered under other reward categories
Excludes cash advances, fees, and government transactions.
Base Rewards on Regular Spends: Base reward points are earned on most retail purchases excluding cash withdrawals, EMI conversions, wallet loads, and government-related payments, as per the bank’s reward program terms.
Milestones of RBL World Safari Visa Credit Card
Annual Spend Bonus
₹2,50,000 in a membership year : 10,000 bonus reward points
Milestone Reward on ₹2.5 Lakh Spend: On achieving eligible cumulative spends of ₹2.5 lakh within a membership year, the cardholder earns an additional 10,000 reward points. Reward points are credited within 45 days of crossing the milestone, subject to eligibility and card terms.
Premium Spend Milestone
₹7,50,000 in a membership year : ₹10,000 worth gift voucher
Premium Voucher Reward on High Spend: On reaching annual eligible spends of ₹7.5 lakh, cardmembers receive a gift voucher worth ₹10,000 from select partner brands such as Taj Experiences, Croma, Amazon, MakeMyTrip, or Myntra. The voucher is shared digitally on the registered email ID.
Quarterly Lounge Spend
₹35,000 per quarter : Domestic lounge access eligibility for next quarter
Quarterly Spend-Based Lounge Access: Cardholders who spend ₹35,000 or more in a calendar quarter become eligible for complimentary domestic airport lounge access in the subsequent quarter. Lounge access is subject to card network terms and participating lounges.
Fees & Charges of RBL World Safari Visa Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹3,000+ GST |
| Annual Fee | ₹3,000+ GST |
| Forex Markup Fee | 0 |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | 12.50%of Outstanding amount Min. INR 5 Max INR 1,300/ |
| Over Limit Fee | 0 |
| Returned Payment Fee | ₹500 |
| Cash Withdrawal Fee | 4% |
Renewal Conditions:Standard renewal applies; refer to RBL T&C for fee waiver eligibility and milestone-based waivers.
Fee Explanation Fees and charges follow RBL Bank's published schedule; reward redemption, utility and special merchant fees may apply.
Lounge Access Benefits with RBL World Safari Visa Credit Card
domestic Lounges
silverVisits per year: 2
Guest access: No
Access based on card variant or quarterly spend-based eligibility.
Domestic Lounge Access (Silver Tier): The card offers up to 2 complimentary domestic airport lounge visits per year under the Silver Tier. Lounge access is provided based on the card variant or meeting the prescribed quarterly spend-based eligibility. Access is subject to participating lounges, successful card authentication, and lounge capacity. Guest access, if allowed, is governed by lounge partner terms and may be chargeable.
international Lounges
silverVisits per year: 2
Guest access: No
Access subject to international lounge program rules and valid international travel.
International Airport Lounge Access: The card provides complimentary access to select international airport lounges for the primary cardholder under the applicable tier. Lounge access is subject to the lounge program terms, participating airports, and successful card or membership validation at the lounge. Guest visits, if permitted, are chargeable as per lounge partner rates. Access may be restricted due to capacity constraints or program policy changes.
Insurance Coverage with RBL World Safari Visa Credit Card
Travel Insurance
₹10,00,000Complimentary travel insurance for international trips subject to terms.
International Travel Insurance: The card offers complimentary international travel insurance coverage of up to ₹10,00,000 for the primary cardholder. Coverage is applicable only when the international travel booking is made using the credit card and is subject to insurer terms, policy exclusions, and claim conditions. Benefits may include coverage for medical emergencies, trip-related incidents, or unforeseen travel risks, as defined in the insurance policy.
Purchase Protection
₹50,000Covers eligible purchases within 90 days of transaction.
Purchase Protection Cover: The card provides purchase protection insurance on eligible retail transactions made using the credit card. This cover safeguards purchases against theft, loss, or accidental damage for a limited period from the date of purchase, as defined by the insurer. Claims are subject to policy terms, exclusions, documentation requirements, and time limits specified in the insurance policy.
Additional Features of RBL World Safari Visa Credit Card
Contactless Payments
Tap-and-pay enabled for quick transactions
Add-on Cards
Up to 3 add-on cards available
Add-on issuance subject to bank rules.
: The card supports contactless (tap-and-pay) payments, allowing cardholders to make quick transactions at enabled terminals without entering a PIN for small-value purchases, as per regulatory limits. All contactless transactions are protected by industry-standard security features, and higher-value transactions may require PIN authentication based on bank and network guidelines.
Welcome Bonus with RBL World Safari Visa Credit Card
Welcome Bonus: ₹3,000 MakeMyTrip voucher + up to 25,000 travel points.
Bonus Conditions: Voucher issued after first transaction within 30 days; bonus points awarded on meeting specified spending milestones as per RBL T&Cs.
Application Process for RBL World Safari Visa Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via RBL Bank or partner portal
Online Credit Card Application: Cardholders can apply online through the official RBL Bank website or an authorized partner portal. Applicants must provide basic personal, employment, and contact details to initiate the application. Submission of accurate information helps ensure faster processing.
Upload KYC and income documents
Document Submission & Verification: Applicants are required to upload valid KYC documents (such as Aadhaar and PAN) along with income proof, as applicable. These documents are used for identity verification, eligibility assessment, and regulatory compliance. Incomplete or unclear documentation may delay approval.
Verification Call / OTP Confirmation
Verification & Consent Confirmation: After submitting the application, the applicant may receive a verification call or OTP on the registered mobile number or email ID. This step is required to confirm personal details and consent before the application is processed further.
Card Dispatch & Delivery
Card Issuance & Delivery: Once the application is approved, the credit card is dispatched within 5–7 business days. Delivery timelines may vary based on the applicant’s location and courier partner. Card activation instructions are shared separately upon dispatch.
Required Documents for RBL World Safari Visa Credit Card
PAN Card
Salaried, Self EmployedAccepted documents:
Mandatory Identity & Tax Document: A valid PAN card is mandatory for credit card application and is used for identity verification, income assessment, and regulatory compliance. Applications without a PAN card cannot be processed.
Address Proof
Salaried, Self EmployedAccepted documents:
Residential Address Verification: A valid address proof is required for all applicants to verify their current residential address. Accepted documents include Passport, Utility Bill, or Aadhaar Card, provided they are valid, clearly legible, and match the address mentioned in the application. Any mismatch or expired document may result in application delay or rejection.
Income Proof
Salaried & Self-EmployedAccepted documents:
Income Verification Document: Income proof is required to assess the applicant’s repayment capacity and credit eligibility. Salaried applicants may submit recent salary slips or bank statements showing salary credits, while self-employed applicants can provide Income Tax Returns (ITR) or financial statements. Documents must be recent, clearly readable, and consistent with the income declared in the application.
RBL World Safari Visa Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where Visa is supported
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for RBL World Safari Visa Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹300,000
Minimum annual income
Self-Employed Applicants
₹400,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must provide valid PAN and Aadhaar; resident Indian with acceptable credit history.
How Approval Is Decided
- Minimum income: ₹30,000 month (self-employed)
- Indian resident with valid KYC
- Credit score above 700 and satisfactory credit history
Pros of RBL World Safari Visa Credit Card
- No forex markup strong for international travellersZero Forex Mark-up Advantage: The card offers no foreign currency mark-up, making it highly cost-effective for international spends. This helps frequent international travellers save significantly on overseas transactions compared to standard credit cards that charge forex fees.
- Good travel rewards and milestone bonusesTravel-Focused Rewards Program: Cardholders earn attractive reward points on travel-related spends along with high-value milestone bonuses on annual spending. This makes the card rewarding for users with consistent travel and high annual spends.
- Complimentary travel insurance and lounge accessPremium Travel Benefits: The card includes complimentary international travel insurance and airport lounge access, enhancing travel comfort and providing added financial protection during domestic and international trips.
Cons of RBL World Safari Visa Credit Card
- Relatively high joining and annual feesPremium Fee Structure: The card comes with a higher joining and annual fee compared to entry-level credit cards. This may not be suitable for users with low spending or limited travel requirements unless fee waivers or benefits offset the cost.
- Reward redemption fee may applyRedemption Charges: A reward redemption fee is charged each time reward points are redeemed. This reduces the net value of rewards, especially for users who redeem points frequently in smaller quantities.
- Certain benefits depend on achieving spend milestonesSpend-Based Benefit Eligibility: Some premium benefits, such as bonus rewards or lounge access eligibility, are available only after meeting specific spend milestones. Users with lower spending may not be able to unlock the full value of the card.
Frequently Asked Questions about RBL World Safari Visa Credit Card
Is there a joining fee?
Yes, a joining fee of ₹3,000 plus applicable GST is charged. Fee waivers or promotional offers may be available from time to time, subject to RBL Bank terms.
Joining and annual fees are charged as per the card’s pricing structure unless waived under specific bank offers or spend-based criteria.What is the annual fee and can it be waived?
The annual fee is ₹3,000 plus applicable GST. This fee may be waived or reversed if the cardholder meets the spend-based waiver criteria or qualifies under promotional offers, as defined by RBL Bank.
Annual fee waiver eligibility depends on the cardholder’s spending pattern and ongoing bank offers. Waiver terms may change from time to time as per RBL Bank policy.Does the card charge forex markup on international transactions?
No, the card does not charge any foreign currency mark-up on international transactions, making it cost-effective for overseas spending.
Zero forex mark-up helps cardholders save on international purchases by eliminating additional currency conversion charges that are typically levied on foreign transactions.What is the welcome benefit?
The card offers a welcome benefit in the form of a travel voucher, which can be used on select travel platforms such as MakeMyTrip, subject to offer-specific terms and eligibility.
Welcome benefits may vary based on ongoing promotions and are usually provided after the cardholder completes the required activation or initial spend criteria within the specified timeframe.How do milestone rewards work?
Milestone rewards are earned when the cardholder reaches specific cumulative spend thresholds within a membership year. On achieving these milestones, bonus reward points or vouchers are credited as per the card’s milestone program.
Milestone benefits are credited within the specified timeline after the spend threshold is met and are subject to eligible transaction categories, exclusions, and prevailing RBL Bank terms and conditions.Add Your Review
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