RBL Shoprite Mastercard Credit Card
RBL Bank
last updated: Nov 25, 2025
₹500
₹500
1.99%
No lounge access
Contents
A value-oriented shopping card that rewards grocery and everyday spends. Offers accelerated points on groceries, fuel surcharge waivers, and movie discounts—ideal for frequent grocery shoppers and family spends.
Features of RBL Shoprite Mastercard Credit Card which makes it unique
Grocery-first Rewards
Very high earn on grocery spends
Better value for household grocery shoppers
Higher grocery rewards than many base cards
Rewards Structure of RBL Shoprite Mastercard Credit Card
Milestones of RBL Shoprite Mastercard Credit Card
Annual Fee Waiver
₹1,00,000 - ₹1,50,000 (previous year, channel dependent) : Annual fee reversed/waived
Activation Benefit
First eligible retail transaction within 30 days : 2,000 welcome reward points
Fees & Charges of RBL Shoprite Mastercard Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 0 |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:Annual fee reversed/waived on qualifying spend in previous year (typically ₹1,00,000–₹1,50,000 depending on channel).
Fee Explanation Standard bank rates and statutory taxes apply. Reward redemption fee of ₹99+GST may apply for point redemption.
Additional Features of RBL Shoprite Mastercard Credit Card
Contactless Payments
Tap-and-pay enabled
Add-on Cards
Add-on cards available; fees may vary
Welcome Bonus with RBL Shoprite Mastercard Credit Card
Welcome Bonus: 2,000 Reward Points
Bonus Conditions: Welcome points credited after first eligible retail transaction within 30 days of card issuance. Reward redemption fee of ₹99+GST may apply for redemptions as per RBL policy.
Application Process for RBL Shoprite Mastercard Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via RBL Bank or partner portal
Upload KYC documents
Card verification and activation
Receive card within 5-7 business days
Required Documents for RBL Shoprite Mastercard Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
if requiredAccepted documents:
RBL Shoprite Mastercard Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally (Mastercard network may vary by product variant)
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for RBL Shoprite Mastercard Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must have valid PAN and KYC documents as per RBL Bank policy.
How Approval Is Decided
- Indian resident
- Valid PAN & KYC
- Minimum creditworthiness as evaluated by RBL Bank
Pros of RBL Shoprite Mastercard Credit Card
- High reward rate on grocery spends
- Low annual fee
- Useful movie and fuel offers
Cons of RBL Shoprite Mastercard Credit Card
- Points redemption fee may apply
- Limited travel/airport lounge benefits
Frequently Asked Questions about RBL Shoprite Mastercard Credit Card
Is there a joining fee?
Yes, the card typically carries a joining/annual fee of ₹500. Fee waivers are available on qualifying spends.
What is the welcome bonus?
2,000 reward points on first eligible retail transaction within 30 days of card activation.
How do I get the annual fee reversed?
Annual fee is typically waived/reversed if you meet the prior-year spend threshold specified by RBL (varies by channel; commonly ₹1–1.5 lakh).
How many reward points do I earn on grocery?
Grocery spends earn accelerated points (commonly 20 points per ₹100 at Shoprite/select grocery merchants).
Is fuel surcharge waived?
You get a fuel surcharge waiver (1% on transactions between ₹500 and ₹4,000) subject to monthly caps.
Are there fees for redeeming points?
RBL has instituted a one-time reward redemption fee (for many cards) — commonly ₹99+GST; check latest terms on RBL Rewards portal.
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