PVR Kotak Platinum Credit Card
Kotak Mahindra Bank
Expert Rating
₹999
1%
No lounge access
Contents
The PVR Kotak Platinum Credit Card is tailored for frequent moviegoers, offering 2 free PVR movie tickets monthly on eligible spends. It features attractive cashback on PVR food and beverages, fuel surcharge waivers, and comprehensive insurance benefits. Enjoy a premium entertainment experience with convenient digital payments and a reasonable annual fee.
Features of PVR Kotak Platinum Credit Card which makes it unique
Movie-Focused Rewards
Earn free movie tickets monthly
Ideal for movie lovers
Better than most entertainment cards
Fuel Surcharge Waiver
1% waiver on fuel purchases
Saves on fuel costs
Competitive among mid-tier cards
Rewards Structure of PVR Kotak Platinum Credit Card
Movie Tickets
accelerated₹10,000 monthly spend
Food & Beverages
acceleratedPVR outlets
Cashback on food and beverages at PVR
Movie Ticket Purchase
acceleratedPVR box office
Base
baseAll merchants
Fees & Charges of PVR Kotak Platinum Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | ₹999 |
| Forex Markup Fee | 1% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹700 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Annual fee applicable; often waived first year
Fee Explanation Standard bank rates apply for overdue amounts.
Insurance Coverage with PVR Kotak Platinum Credit Card
Card Lost Protection
₹75,000 per yearCovers unauthorized transactions
Purchase Protection
₹50,000Valid within 90 days of purchase
Additional Features of PVR Kotak Platinum Credit Card
Contactless Payments
Enabled for tap & pay
Add-on Cards
Available at Rs.299 per card
Welcome Bonus with PVR Kotak Platinum Credit Card
Welcome Bonus:
Bonus Conditions: Valid on ₹10,000 monthly spend in billing cycle
Application Process for PVR Kotak Platinum Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Kotak Mahindra Bank website
Upload KYC documents
Receive verification call
Receive card within 7 business days
Required Documents for PVR Kotak Platinum Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
PVR Kotak Platinum Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for PVR Kotak Platinum Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar required; Indian resident
How Approval Is Decided
- Minimum income ₹25,000/month
- Indian resident
- Credit score above 700
Pros of PVR Kotak Platinum Credit Card
- No joining fee
- Free monthly movie tickets
- Good cashback benefits on entertainment
- Low annual fee
- Fuel surcharge waiver
Cons of PVR Kotak Platinum Credit Card
- Annual fee applies after first year
- Limited reward categories outside entertainment
- No lounge access
Frequently Asked Questions about PVR Kotak Platinum Credit Card
Is there a joining fee?
No, the card has zero joining fee.
What is the annual fee?
The annual fee is ₹999, usually waived for the first year.
How can I earn free PVR movie tickets?
Spend ₹10,000 or more in a billing cycle to get 2 free PVR movie tickets every month.
Are there cashback benefits on movie tickets?
Yes, enjoy 5% cashback on movie ticket purchases at PVR box offices.
What is the fuel surcharge waiver?
Get a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 at petrol pumps.
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