PVR INOX Kotak Credit Card
Kotak Mahindra Bank
Last updated: Nov 19, 2025
₹499
₹0
3.5%
No lounge access
Contents
PVR INOX Kotak Credit Card is a co-branded movie credit card from Kotak Mahindra Bank designed specifically for frequent cinema-goers. It helps you save more on every PVR INOX visit through unlimited free movie tickets linked to realistic monthly spend milestones. You also enjoy flat discounts on movie tickets and food and beverages at PVR INOX cinemas across India. With contactless payments and full digital control via the Kotak mobile app and net banking, it is a simple, entertainment-focused credit card built around your movie lifestyle.
Features of PVR INOX Kotak Credit Card which makes it unique
Unlimited Movie Ticket Potential
Earn multiple free tickets every month by repeatedly crossing the ₹10,000 monthly spend milestone.
The more you spend within your billing cycle, the more complimentary PVR INOX tickets you can earn.
Delivers more focused movie value than generic cashback or reward credit cards.
Integrated PVR INOX Experience
Deep integration with the PVR INOX app, website and cinemas for offers, discounts and M-Coupon redemptions.
End-to-end savings on tickets, seats, snacks and premium lounge access.
Purpose-built for loyal PVR INOX customers who watch movies regularly.
Rewards Structure of PVR INOX Kotak Credit Card
Movie Tickets
baseEvery ₹10,000 of eligible spends in a monthly billing cycle at any merchant, excluding rent payments, wallet loading and online skill-based gaming.
M-Coupons must be claimed within two billing cycles and used within 60 days on the PVR INOX app, website or cinemas.
Movie Ticket Discount
baseMovie ticket purchases at PVR INOX cinemas, the PVR INOX app or website when paid with this card.
Taxes and convenience fees are payable separately by the cardholder.
Food And Beverages
baseFood and beverage spends at PVR INOX cinemas, the app or website paid with this card.
Discount applies only when the entire bill is paid using the PVR INOX Kotak Credit Card.
Other Retail Spends
baseAll other eligible retail transactions on the card.
Best used primarily for PVR INOX ticket and F&B spends to maximise value.
Milestones of PVR INOX Kotak Credit Card
Monthly Movie Ticket Milestone
₹10,000 per billing cycle : 1 free PVR INOX movie ticket via M-Coupon worth up to ₹300
Fees & Charges of PVR INOX Kotak Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | ₹499 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹1,200 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹500 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:No spend-based waiver; renewal fee of ₹499 plus taxes applies from the second year onward.
Fee Explanation Zero joining fee and an annual fee of ₹499 from the second year onward. Cash advances and ATM withdrawals are charged at 2.5% of the amount (minimum ₹500). Late payment charges range from ₹100 to ₹1,200 depending on the outstanding amount. Foreign currency transactions attract a 3.5% markup plus taxes. Additional fees may apply on rent, wallet loading, fuel, utilities, gaming and education spends as per Kotak Mahindra Bank’s MITC.
Detailed Explanation of PVR INOX Kotak Credit Card Fees
Annual Fee: 499 (yearly)
Charged from the second year onward, plus applicable taxes.
Cash Advance Fee: 2.5% (per transaction)
Minimum ₹500 per cash withdrawal or fund transfer.
Foreign Currency Markup: 3.5% (per transaction)
Plus applicable GST on international transactions.
Lounge Access Benefits with PVR INOX Kotak Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: No
Complimentary entry to select PVR INOX in-cinema lounges; food and beverages inside the lounge are chargeable as per menu.
Insurance Coverage with PVR INOX Kotak Credit Card
MTB Protection Plan (optional add-on)
Varies as per chosen planOffered separately by Kotak Mahindra Bank; not bundled by default with the PVR INOX Kotak Credit Card.
Additional Features of PVR INOX Kotak Credit Card
Contactless Payments
Tap to pay for transactions up to ₹5,000 without entering a PIN as per RBI guidelines.
For higher amounts, PIN authentication may be required; contactless limits and rules are subject to change by the bank and regulator.
Digital Card Management
Manage the card 24x7 via Kotak Mobile Banking and Net Banking.
You can block or unblock the card, set transaction limits, track spends, and redeem movie ticket vouchers digitally.
Welcome Bonus with PVR INOX Kotak Credit Card
Welcome Bonus: PVR INOX movie tickets
Bonus Conditions: Earn one complimentary PVR INOX movie ticket worth up to ₹300 for every ₹10,000 spent in a monthly billing cycle; spends on rent payments, wallet loading and online skill-based gaming are excluded from milestone calculation.
Application Process for PVR INOX Kotak Credit Card
Processing Time
Instant online approval for eligible applicants, with the physical card typically dispatched within 5–7 working days after verification.
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Visit the Kotak Mahindra Bank credit cards section and choose the PVR INOX Kotak Credit Card.
Check basic eligibility and fill in the online application form with personal, contact and employment details.
Upload KYC and income documents and complete digital or video KYC as requested by the bank.
On approval, receive a digital card for immediate online use and get the physical card delivered to your registered address.
Required Documents for PVR INOX Kotak Credit Card
Identity Proof
all applicantsAccepted documents:
Address Proof
all applicantsAccepted documents:
Income Proof
salaried and self-employedAccepted documents:
PVR INOX Kotak Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India at most merchants that support Visa credit cards, including PVR INOX cinemas, restaurants, retail and online stores.
International Acceptance
Accepted at millions of Visa merchants worldwide for in-store and online transactions.
Online Acceptance
Can be used on major Indian and international e-commerce platforms and on the PVR INOX website or app.
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for PVR INOX Kotak Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Resident Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Primary cardholder should be a resident Indian between 21 and 60 years of age, with stable documented income and a good credit profile as per Kotak Mahindra Bank’s internal underwriting policy.
How Approval Is Decided
- Resident Indian applicant within the eligible age range defined by Kotak Mahindra Bank.
- Stable, verifiable income and a satisfactory credit score and repayment history.
- Successful completion of Kotak Mahindra Bank’s internal risk, KYC and verification checks.
Pros of PVR INOX Kotak Credit Card
- Excellent for movie and entertainment lovers who regularly visit PVR INOX cinemas.
- Unlimited milestone-based free movie tickets and instant discounts on tickets and F&B.
- Zero joining fee and a simple, benefits-first structure without complicated reward point calculations.
- Digital-first card with easy tracking and control through Kotak Mahindra Bank’s mobile app and net banking.
Cons of PVR INOX Kotak Credit Card
- Limited or no rewards on non-PVR INOX spends compared to general rewards credit cards.
- Annual fee of ₹499 from the second year onward with no clear spend-based waiver option.
- No airport lounge access or major travel benefits, so it is not ideal as a primary travel credit card.
Frequently Asked Questions about PVR INOX Kotak Credit Card
How do I earn free movie tickets with the PVR INOX Kotak Credit Card?
You earn one free PVR INOX movie ticket worth up to ₹300 for every ₹10,000 of eligible spends in a monthly billing cycle. There is no upper cap on the number of tickets you can earn as long as you keep crossing these milestones.
What are the key benefits of the PVR INOX Kotak Credit Card at PVR INOX cinemas?
The card offers unlimited milestone-based free movie tickets, a 5% instant discount on PVR INOX movie tickets and a 20% instant discount on food and beverages, along with complimentary access to select in-cinema lounges.
Is there a joining or annual fee on the PVR INOX Kotak Credit Card?
There is no joining fee on the PVR INOX Kotak Credit Card. From the second year onward, an annual fee of ₹499 plus applicable taxes is charged, and currently there is no spend-based waiver.
Who is eligible to apply for the PVR INOX Kotak Credit Card?
Typically, resident Indian applicants between 21 and 60 years of age with stable income and a satisfactory credit history as per Kotak Mahindra Bank’s internal policies can apply for this card.
How can I apply for the PVR INOX Kotak Credit Card online?
You can apply via the Kotak Mahindra Bank website by selecting the PVR INOX Kotak Credit Card, completing the online application form, uploading KYC and income documents, and finishing video KYC or in-person verification. Eligible customers may receive instant approval and a digital card.
Is the PVR INOX Kotak Credit Card suitable for everyday spending beyond movies?
The card is optimised for PVR INOX movie tickets and F&B savings. You can still use it for everyday spends to reach the ₹10,000 milestone, but it does not offer traditional reward points on non-PVR INOX categories, so many users pair it with a general rewards or cashback card for other expenses.
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