What is the welcome bonus?

You receive 6,000 bonus reward points (worth ₹1,500) on payment of the joining or renewal fee as per issuer terms.

Is the annual fee waived?

Annual fee offers and waivers vary; check current SBI Card promotions—welcome/renewal points are linked to fee payment.

How many reward points do I earn at Lifestyle/Home Centre?

You earn 10 reward points per ₹100 spent at Lifestyle, Home Centre, Max and Spar (Landmark Group).

What is the base earn rate on other spends?

Standard earn rate is 2 reward points per ₹100 on eligible retail spends (excludes fuel).

Can I convert reward points to airline miles or vouchers?

Conversions and redemptions are supported via the SBI Card rewards portal; conversion rates and minimums vary—refer to the issuer.

Credit Cards/SBI Bank/Lifestyle Home Centre SBI Card SELECTCredit Card

Lifestyle Home Centre SBI Card SELECTCredit Card

SBI Bank

4.7

Expert Rating

groceryretailfashionhomedecore-commerce

Annual Fee

₹1,499

Joining Fee

₹1,499

Forex Fee

3.5%

Lounge Access

No lounge access

A co-branded shopping card focused on Landmark Group stores (Lifestyle, Home Centre, Max, Spar). It offers strong points on in-store Landmark spends, milestone rewards and useful shopping benefits. Good for shoppers who frequent Landmark Group outlets and want predictable points on everyday retail spends.

Features of Lifestyle Home Centre SBI Card SELECTCredit Card which makes it unique

Shopping-Focused Rewards

Higher points on Landmark Group spends

Better value for frequent shoppers at partner stores

Stronger in-category earn vs generic base cards

Rewards Structure of Lifestyle Home Centre SBI Card SELECTCredit Card

Milestones of Lifestyle Home Centre SBI Card SELECTCredit Card

Landmark Spending Milestones

Varies by tier (see issuer T&Cs) : Milestone reward points (example: additional bonus points at higher landmark spend thresholds)

Fees & Charges of Lifestyle Home Centre SBI Card SELECTCredit Card

Fee & Amount	Fee Value
Joining Fee	₹1,499
Annual Fee	₹1,499
Forex Markup Fee	3.5%
Cash Advance Fee	0
Late Payment Fee	₹750
Over Limit Fee	₹500
Returned Payment Fee	₹350
Cash Withdrawal Fee	0%

Renewal Conditions:Welcome/renewal points on payment of annual fee; fee may be waived as per bank offers.

Fee Explanation Standard bank charges apply. Refer to SBI Card T&Cs for exact slab-wise and special-case fees.

Lounge Access Benefits with Lifestyle Home Centre SBI Card SELECTCredit Card

domestic Lounges

silver

Visits per year: 0

Guest access: No

No complimentary domestic lounge access for this variant.

international Lounges

silver

Visits per year: 0

Guest access: No

No complimentary international lounge access for this variant.

Insurance Coverage with Lifestyle Home Centre SBI Card SELECTCredit Card

Purchase Protection

₹50,000

Subject to issuer terms; check specific card T&Cs.

Additional Features of Lifestyle Home Centre SBI Card SELECTCredit Card

Contactless Payments

Tap and pay enabled

Add-on Cards

Add-on cards available as per bank policy

Up to bank-specified number of add-ons.

Welcome Bonus with Lifestyle Home Centre SBI Card SELECTCredit Card

Welcome Bonus: 6,000 reward points (worth ₹1,500)
Bonus Conditions: Bonus credited on payment of joining/renewal fee within 30 days; see issuer T&Cs.

Application Process for Lifestyle Home Centre SBI Card SELECTCredit Card

Processing Time

5-7 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply online via SBI Card portal or authorized partners

Upload KYC and income documents

Receive verification from issuer

Card dispatched within issuer timelines

Required Documents for Lifestyle Home Centre SBI Card SELECTCredit Card

ID Proof

all

Accepted documents:

PAN Aadhaar

Address Proof

all

Accepted documents:

Passport Utility Bill

Income Proof

salaried

Accepted documents:

Payslip Form 16