Kotak Corporate Platinum Credit Card
Kotak Mahindra Bank
Expert Rating
₹1,000
₹1,000
2%
8 visits/yr
Contents
Kotak Corporate Platinum is a business-focused Visa Platinum card for corporates and employees. It offers reward points on everyday spends, fuel and railway surcharge waivers, and complimentary airport lounge access. The card helps firms control employee expenses while giving employees useful travel and rewards benefits.
Features of Kotak Corporate Platinum Credit Card which makes it unique
Easy Point Redemption
Quarterly redemption or corporate-level redemption options
Simplifies reward cashouts
Designed for corporate workflows
Rewards Structure of Kotak Corporate Platinum Credit Card
General Spend
baseAll retail transactions
Milestones of Kotak Corporate Platinum Credit Card
Quarterly Spend Bonus
Varies : Campaign-linked rewards (check bank offers)
Fees & Charges of Kotak Corporate Platinum Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,000 |
| Annual Fee | ₹1,000 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee waiver available on meeting Kotak’s annual retail spend criteria (refer bank terms).
Fee Explanation Standard bank charges and GST apply as per Kotak Mahindra Bank’s fees & charges schedule.
Lounge Access Benefits with Kotak Corporate Platinum Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
Access via Visa offers; check Kotak terms.
Insurance Coverage with Kotak Corporate Platinum Credit Card
Purchase Protection
VariesRefer bank T&C for coverage limits and eligibility.
Additional Features of Kotak Corporate Platinum Credit Card
Contactless Payments
Tap-and-pay enabled
Corporate Controls
Expense monitoring and consolidated statements for employers
Welcome Bonus with Kotak Corporate Platinum Credit Card
Welcome Bonus: N/A
Bonus Conditions: Welcome bonus offers and eligibility vary; check Kotak’s official terms for exact qualifying spends and time limits.
Application Process for Kotak Corporate Platinum Credit Card
Processing Time
5-10 business days (subject to verification)
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Employer nominates employee and initiates corporate enrolment with Kotak
Employee completes KYC and submits documents
Kotak verifies corporate and employee details
Card dispatched within the timeline communicated by Kotak
Required Documents for Kotak Corporate Platinum Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Company Authorization
allAccepted documents:
Kotak Corporate Platinum Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Kotak Corporate Platinum Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian resident (as per Kotak eligibility)
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Corporate eligibility and company enrollment required; card issued per corporate approval and KYC.
How Approval Is Decided
- Corporate participation and approval
- Valid KYC and company authorization
- Company account and credit controls as required
Pros of Kotak Corporate Platinum Credit Card
- Corporate controls and consolidated billing
- Fuel & railway surcharge waivers
- Visa lounge access for frequent travellers
Cons of Kotak Corporate Platinum Credit Card
- Benefits geared to corporate users (less useful for solo retail users)
- T&C and waivers depend on card variant
Frequently Asked Questions about Kotak Corporate Platinum Credit Card
Who is eligible for the Kotak Corporate Platinum Credit Card?
This card is issued to employees under a corporate enrolment; eligibility requires corporate agreement and individual KYC.
How many lounge visits do I get?
Complimentary lounge access is available via Visa airport lounge offers; frequency depends on the variant and current Visa offers.
Is there a fuel surcharge waiver?
Yes — fuel surcharge waiver applies on eligible fuel transactions, subject to per-transaction and annual caps.
How are reward points earned and redeemed?
Earn points on retail spends and redeem as per Kotak’s rewards catalogue or corporate arrangements; redemption cycles and minimums apply.
Can the annual fee be waived?
Yes — annual fee waivers may be available on meeting specified annual retail spend thresholds as per Kotak’s terms.
How do corporate controls work?
Employers get consolidated statements and spend controls to track employee transactions and enforce policy limits.
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