Tiger Credit Card
IndusInd Bank
last updated: Nov 21, 2025
₹0
₹0
1.5%
10 visits/yr
Contents
IndusInd Bank Tiger Credit Card is a lifetime free, co-branded Visa card designed for frequent shoppers and travellers. It offers up to 6X accelerated reward points through the Magnificent Rewards Program, making it ideal for high annual spends. Cardholders also enjoy 1.5% discounted forex mark-up on international transactions, complimentary airport lounge access and premium golf, movie and concierge privileges. This makes the Tiger Credit Card a strong all-round lifestyle and travel credit card for everyday use.
Features of Tiger Credit Card which makes it unique
Magnificent Rewards Program
Tiered reward structure where reward multipliers increase as your annual spending grows.
Earn up to 6X Reward Points per ₹100 at the highest spend tier.
Higher reward multipliers than many standard lifetime free cards in India.
Lifestyle and Travel Bundle
Combines golf access, airport lounges, BookMyShow offer, fuel surcharge waiver and low forex mark-up in a single lifetime free card.
Makes Tiger Credit Card a strong all-round lifestyle and travel product for everyday use.
Rare mix of lounge, golf and low forex benefits on a zero annual fee card.
Rewards Structure of Tiger Credit Card
Annual Spends – Tier 2
acceleratedTotal anniversary year spends ₹1,00,001–₹2,50,000
Higher multiplier for growing annual spends, boosting effective reward rate.
Annual Spends – Tier 3
acceleratedTotal anniversary year spends ₹2,50,001–₹5,00,000
Strong accelerator tier targeted at high-spend customers.
Annual Spends – Tier 4
acceleratedTotal anniversary year spends above ₹5,00,000
Maximum multiplier in Magnificent Rewards Program; ideal for very high annual spends.
Base Rewards
baseAll eligible retail spends
1 Reward Point = ₹0.40 as cash credit or 1.2 KrisFlyer miles on redemption.
Annual Spends – Tier 1
acceleratedTotal anniversary year spends up to ₹1,00,000
Base tier in Magnificent Rewards Program; ideal for moderate annual spends.
Milestones of Tiger Credit Card
High Spender Rewards Tier
Above ₹5,00,000 in a card anniversary year : 6X Reward Points per ₹100 on incremental spends in this tier.
Fees & Charges of Tiger Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | 0 |
| Forex Markup Fee | 1.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹600 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Lifetime free credit card with no annual or renewal fee for primary or add-on cards.
Fee Explanation Standard IndusInd Bank credit card fees apply on cash advances, over-limit usage, late payments and returned payments as per the latest MITC.
Lounge Access Benefits with Tiger Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
2 complimentary domestic lounge visits per quarter at participating lounges in India.
international Lounges
silverVisits per year: 2
Guest access: No
2 complimentary international lounge visits per year via Priority Pass at eligible airports.
Insurance Coverage with Tiger Credit Card
Personal Air Accident Insurance
₹25,00,000Complimentary personal air accident cover for the primary cardholder, subject to policy terms and active card usage.
Total Protect – Fraud Protection
Up to card credit limitCovers unauthorised transactions in case of loss or theft, and counterfeit fraud, including transactions up to 48 hours before reporting to the bank.
Additional Features of Tiger Credit Card
Concierge Services
24x7 concierge for travel bookings, restaurant reservations, event tickets, gift deliveries and itinerary planning.
Service assistance is complimentary; cardholder pays for actual bookings and purchases.
Auto Assist
Roadside assistance including breakdown help, towing, emergency fuel supply, flat tyre repair, locksmith support and basic coordination in case of accidents.
Available in select Indian cities; service coordination is free but actual repair and towing costs are payable by the customer.
Contactless Payments
Tap-and-pay enabled Visa card for quick, secure contactless payments at supported POS terminals.
Per-transaction limits and RBI contactless payment guidelines apply.
Add-on Cards
Free add-on credit cards for eligible family members, sharing the same credit limit and reward program.
KYC norms apply for each add-on cardholder as per IndusInd Bank policy.
Welcome Bonus with Tiger Credit Card
Welcome Bonus: lifetime free card
Bonus Conditions: IndusInd Bank currently does not advertise a separate one-time welcome bonus for the Tiger Credit Card. Core benefits and the Magnificent Rewards Program start from your very first transaction.
Application Process for Tiger Credit Card
Processing Time
5–7 working days after successful verification
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Visit the IndusInd Bank website and navigate to the Tiger Credit Card page.
Click on Apply Now and fill in your personal, contact and income details in the online form.
Upload KYC and income documents or schedule a pickup if prompted.
Complete any required video-KYC or verification steps as guided by the bank.
Once approved, your Tiger Credit Card is dispatched to your registered address.
Required Documents for Tiger Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Income Proof
self-employedAccepted documents:
Tiger Credit Card Merchant Acceptance Network
Domestic Acceptance
Widely accepted at Visa-enabled POS terminals and online merchants across India.
International Acceptance
Accepted globally at millions of merchants on the Visa network.
Online Acceptance
Yes, can be used for domestic and international e-commerce transactions.
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Tiger Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian residents only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant should have a stable monthly income, a good credit history and valid PAN and Aadhaar as per KYC norms.
How Approval Is Decided
- Resident of India aged 18 years or above.
- Stable monthly income meeting IndusInd Bank’s internal policy.
- Satisfactory credit history and credit score as per bank’s risk norms.
- Clean repayment record on existing loans and credit cards, where applicable.
Pros of Tiger Credit Card
- Lifetime free with no joining or renewal fee.
- Strong tiered reward structure with up to 6X Reward Points.
- Complimentary domestic and international lounge access.
- 1.5% discounted forex mark-up for international travellers.
- Lifestyle benefits such as golf, movies, concierge and roadside assistance.
- Fuel surcharge waiver on everyday fuel spends.
Cons of Tiger Credit Card
- No separate one-time welcome bonus at present.
- Reward accelerators depend on total annual spends; low spenders stay in lower tiers.
- No reward points on certain categories like fuel, utilities and government payments as per bank exclusions.
- International lounge access limited to two complimentary visits per year.
Frequently Asked Questions about Tiger Credit Card
Is the IndusInd Bank Tiger Credit Card lifetime free?
Yes. The IndusInd Bank Tiger Credit Card is currently offered as a lifetime free credit card with no joining or annual fees for primary and add-on cards.
How does the Magnificent Rewards Program work on the Tiger Credit Card?
You earn 1 Reward Point per ₹100 on eligible spends and move into higher tiers as your annual spends increase. Depending on your anniversary year spend slab, you can earn up to 6X Reward Points per ₹100 spent.
What lounge access benefits are available on the Tiger Credit Card?
You get 2 complimentary domestic airport lounge visits per quarter and 2 complimentary international lounge visits per year via Priority Pass, at participating lounges.
What is the forex mark-up fee on international transactions?
The Tiger Credit Card offers a discounted foreign currency mark-up of 1.5% on eligible international transactions, which is lower than the standard forex charges on many regular credit cards.
Does the Tiger Credit Card offer fuel surcharge waiver?
Yes. You get a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at fuel stations across India, subject to monthly caps and standard terms and conditions.
What insurance benefits come with the Tiger Credit Card?
The card offers complimentary personal air accident insurance cover up to ₹25 lakh along with Total Protect fraud protection against unauthorised and counterfeit transactions, subject to policy terms.
What are the key lifestyle benefits on the Tiger Credit Card?
Key lifestyle benefits include one complimentary golf game or lesson every quarter, one BookMyShow movie ticket up to ₹500 every 6 months, 24x7 concierge assistance and Auto Assist roadside support in select cities.
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