ICICI Diamant Credit Card
ICICI Bank
last updated: Oct 28, 2025
₹10,000
₹1,25,000
2%
No lounge access
Contents
A top-tier, invite-only premium credit card offering unlimited lounge access, high-value rewards on domestic and international spends, and exclusive lifestyle privileges. Ideal for high-net-worth customers seeking concierge and travel benefits. Designed for travellers and luxury spenders who want premium insurance and personalised services.
Features of ICICI Diamant Credit Card which makes it unique
Premium Concierge
Dedicated concierge for travel and lifestyle requests
Personalised assistance and bookings
Higher-touch service compared with standard cards
Unlimited Lounge Access
Access to domestic & international lounges via partner networks
Travel comfort and priority services
Stronger lounge benefits than mid-tier cards
Rewards Structure of ICICI Diamant Credit Card
Domestic
acceleratedAll domestic retail spends except fuel
Earn 3 reward points per ₹100 on domestic transactions.
International
acceleratedAll international spends
Higher earn on international spends for premium travellers.
Base Reward
baseAll other eligible transactions
Standard base reward on eligible spends where category-specific rates do not apply.
Milestones of ICICI Diamant Credit Card
Milestone Rewards
Varies : Exclusive lifestyle vouchers and bonuses based on spend slabs
Fees & Charges of ICICI Diamant Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,25,000 |
| Annual Fee | ₹10,000 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 3% |
| Late Payment Fee | ₹1,300 |
| Over Limit Fee | ₹1,000 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Annual fee waived on qualifying annual spends as per bank policy.
Fee Explanation Standard bank charges apply for overdue amounts and special services; refer to bank T&C for details.
Lounge Access Benefits with ICICI Diamant Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: Yes
Complimentary access available at select domestic lounges; nominal authorisation fee may apply as per bank policy.
international Lounges
silverVisits per year: 0
Guest access: Yes
Access via Priority Pass, Dreamfolks and other lounge networks where applicable.
Insurance Coverage with ICICI Diamant Credit Card
Travel insurance
₹3,00,00,000Coverage for international travel as specified in card insurance policy.
Accident cover
₹50,00,000As per the insurance terms provided to cardholders.
Additional Features of ICICI Diamant Credit Card
Contactless Payments
Tap and pay enabled for contactless transactions
Concierge Service
24x7 concierge and lifestyle assistance
Available to primary cardholders; subject to T&C.
Welcome Bonus with ICICI Diamant Credit Card
Welcome Bonus: vouchers worth ₹10,000
Bonus Conditions: Invite-only card; welcome vouchers subject to minimum spends and ICICI terms & conditions.
Application Process for ICICI Diamant Credit Card
Processing Time
7-14 business days
Online Application
Not Available
Instant Approval
Not Available
Step-by-Step Process
Invitation or private banking onboarding
Accept invitation / discuss with relationship manager
Submit KYC and required documents
Card issued after internal verification
Required Documents for ICICI Diamant Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Proof of Relationship
invite-only issuanceAccepted documents:
ICICI Diamant Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India where Mastercard is accepted
International Acceptance
Accepted globally on the Mastercard network
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI Diamant Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
750+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹200,000
Minimum annual income
Self-Employed Applicants
₹250,000
Minimum annual income
Who Can Apply
Important Conditions
- Card is typically issued by invitation to high-net-worth or private banking customers; PAN and KYC documents required.
How Approval Is Decided
- Invite-only eligibility or private banking relationship
- High income / high net worth profile
- Satisfactory credit history
Pros of ICICI Diamant Credit Card
- Generous international reward rates
- Unlimited lounge access for travel
- Comprehensive travel insurance cover
Cons of ICICI Diamant Credit Card
- Very high joining fee and annual fee
- Invite-only issuance limits availability
Frequently Asked Questions about ICICI Diamant Credit Card
Is the Diamant card available to everyone?
No. The ICICI Bank Diamant Credit Card is typically issued by invitation to select high-net-worth and private banking customers.
What is the welcome benefit?
New invitees may receive welcome vouchers worth approx. ₹10,000; exact offers depend on current bank promotions and conditions.
How many lounge visits do I get?
The Diamant card provides complimentary domestic and international lounge access through partner networks; guest access and any nominal authorisation fees vary by lounge and programme.
Are there accelerated reward points for international spends?
Yes — international spends earn higher reward points (commonly reported as 6 pts/₹100) compared with domestic spends.
How can I get the annual fee waived?
Annual fee waivers are typically granted on meeting specified annual spend thresholds as defined by the bank.
What documents are required to apply or be considered?
PAN, KYC-compliant ID and address proofs and private banking relationship documents where applicable; exact requirements vary.
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