ICICI Adani One Signature Credit Card
ICICI Bank
last updated: Oct 28, 2025
₹5,000
₹5,000
3.5%
18 visits/yr
Contents
A premium co-branded credit card for frequent travellers and Adani One ecosystem users. It offers high Adani Reward point returns within the Adani network, extensive airport privileges and welcome vouchers. Best suited if you spend heavily on travel, airports and Adani One services.
Features of ICICI Adani One Signature Credit Card which makes it unique
Airport Privileges
Pranaam meet & greet, valet, porter and premium parking services at Adani-managed airports.
Luxury travel convenience and fast-track services
Stronger airport-focused benefits than many general-purpose cards
Adani-Centric Rewards
Higher reward rates for the Adani One ecosystem, ideal for frequent users of Adani services.
Higher real-world value when redeemed within Adani network
Designed for ecosystem-led value rather than broad cashback
Rewards Structure of ICICI Adani One Signature Credit Card
Adani One Ecosystem
acceleratedAdani One app, Adani-managed airports, CNG, electricity and select partners
Highest earn rate within the Adani ecosystem; 1 Adani Reward = ₹1 when redeemed on Adani One partners.
International Spends
acceleratedAll international merchant transactions
Reward credited as Adani Reward Points at billing cycle end.
Domestic Spends
baseAll domestic merchants (excludes certain categories per T&C)
Lower earn rate for general domestic spends compared with Adani ecosystem.
Utilities & Insurance
baseUtility and insurance bill payments
Reduced earn rate; check exclusions.
Milestones of ICICI Adani One Signature Credit Card
Annual Spend Milestone
₹6,00,000 : Annual fee waiver for next year
Activation Spend Milestone
₹25,000 within 60 days : Flight voucher (value and T&Cs as per bank)
Fees & Charges of ICICI Adani One Signature Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹5,000 |
| Annual Fee | ₹5,000 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 3.75% |
| Late Payment Fee | ₹1,300 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 4% |
Renewal Conditions:Annual fee waived on ₹6,00,000 annual spend.
Fee Explanation Standard bank charges apply. Refer to card terms for GST and exact slab-wise charges.
Lounge Access Benefits with ICICI Adani One Signature Credit Card
domestic Lounges
silverVisits per year: 16
Guest access: No
Domestic lounge accesses and upgrades per bank schedule; primary cardholder only.
international Lounges
silverVisits per year: 2
Guest access: Yes
Priority Pass terms apply; primary cardholder receives membership.
Insurance Coverage with ICICI Adani One Signature Credit Card
Travel Insurance
₹10,00,000Valid for international trips; subject to activation and travel booking rules.
Purchase Protection
₹50,000Coverage within 90 days of purchase; see bank T&Cs for exclusions.
Additional Features of ICICI Adani One Signature Credit Card
Contactless Payments
Tap-to-pay enabled; supports NFC transactions.
Add-on Cards
Add-on cards available as per bank limits.
Up to bank-specified number of free add-on cards; check T&Cs.
Welcome Bonus with ICICI Adani One Signature Credit Card
Welcome Bonus: Flight and hotel vouchers worth up to ₹7,000
Bonus Conditions: Spend ₹25,000 within 60 days of activation to unlock flight voucher; other vouchers unlock on specified activation spends. T&Cs apply.
Application Process for ICICI Adani One Signature Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via ICICI Bank or Adani One portal
Complete digital KYC and upload documents
Receive verification call and confirmation
Card dispatched as per bank timelines
Required Documents for ICICI Adani One Signature Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ICICI Adani One Signature Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI Adani One Signature Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹75,000
Minimum annual income
Self-Employed Applicants
₹900,000
Minimum annual income
Who Can Apply
Important Conditions
- Primary cardholder must complete KYC; eligibility criteria as per bank terms.
How Approval Is Decided
- Minimum salaried income: ₹75,000/month (as per bank disclosure)
- Indian resident
- Credit score typically above 700
Pros of ICICI Adani One Signature Credit Card
- Excellent rewards for Adani ecosystem spends
- Generous airport and travel privileges
- Meaningful welcome vouchers for new cardholders
Cons of ICICI Adani One Signature Credit Card
- High joining and annual fees
- High forex markup compared with some travel cards
- Lower reward rates on utilities and some domestic spends
Frequently Asked Questions about ICICI Adani One Signature Credit Card
Is there a joining fee?
Yes. The card charges a joining fee of ₹5,000 + GST. Welcome vouchers and benefits are subject to activation spends.
How can I get the welcome vouchers?
Spend ₹25,000 within 60 days of activation to unlock the flight voucher; other vouchers require specified activation spends. Check the bank T&Cs for exact unlocking steps.
What reward rates does the card offer?
Up to 7% Adani Reward Points on Adani One ecosystem spends, 2% on international spends and 1.5% on general domestic spends. (Reward crediting subject to billing cycle rules.)
What airport benefits are included?
Multiple premium airport services including Pranaam meet & greet, valet, porter services and complimentary domestic and international lounge accesses as per the card schedule.
How can I get the annual fee waived?
The annual fee can be waived on achieving ₹6,00,000 annual spend in the membership year.
Add Your Review
Reviews (0)
No reviews yet
Be the first one to review this card.
