HDFC Diners Club Previlege credit card
HDFC Bank
last updated: Oct 27, 2025
₹1,000
₹1,000
2%
6 visits/yr
Contents
A premium Diners Club card focused on lifestyle and entertainment benefits. It offers milestone-based welcome benefits, lounge access and accelerated rewards on select spends. Ideal for frequent diners and lifestyle spenders seeking curated privileges.
Features of HDFC Diners Club Previlege credit card which makes it unique
Spend Analyzer
Track monthly expenses by category
Better budgeting
AI-based insights
Milestone Rewards
Select benefits on reaching spend thresholds
Higher-value rewards
Flexible redemption options
Rewards Structure of HDFC Diners Club Previlege credit card
Milestones of HDFC Diners Club Previlege credit card
Welcome Milestone
₹75,000 : Complimentary memberships or equivalent benefits
Annual Spend Milestone
₹3,00,000 : Annual fee waiver for next year
Fees & Charges of HDFC Diners Club Previlege credit card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,000 |
| Annual Fee | ₹1,000 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Renewal fee waived on defined annual spends (e.g., ₹3,00,000 in 12 months).
Fee Explanation Standard fees and charges apply as per HDFC Bank's published schedule. Refer to bank T&C for exact slabs.
Lounge Access Benefits with HDFC Diners Club Previlege credit card
domestic Lounges
silverVisits per year: 4
Guest access: No
Primary cardholder only; subject to partner terms
international Lounges
silverVisits per year: 2
Guest access: Yes
Activate via bank / partner network
Insurance Coverage with HDFC Diners Club Previlege credit card
Travel Insurance
₹10,00,000Valid on international trips; T&C apply
Purchase Protection
₹50,000Within 90 days of purchase
Additional Features of HDFC Diners Club Previlege credit card
Contactless Payments
Tap and pay enabled
Smart EMI
Instant EMI conversion at checkout
Welcome Bonus with HDFC Diners Club Previlege credit card
Welcome Bonus: Swiggy One & Times Prime memberships
Bonus Conditions: Avail on specified milestone spend (e.g., ₹75,000 within first 90 days) or as per bank T&C.
Application Process for HDFC Diners Club Previlege credit card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via bank portal
Upload KYC documents
Receive verification call
Card dispatched within 5-7 days after approval
Required Documents for HDFC Diners Club Previlege credit card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
HDFC Diners Club Previlege credit card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally via Diners Club / partner networks
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for HDFC Diners Club Previlege credit card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹35,000
Minimum annual income
Self-Employed Applicants
₹50,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must hold valid PAN and Aadhaar; additional KYC as required by bank.
How Approval Is Decided
- Minimum income as specified by bank
- Indian resident
- Credit score above 700
Pros of HDFC Diners Club Previlege credit card
- Attractive milestone and welcome benefits
- Good dining reward rates
- Fee waiver on high annual spend
Cons of HDFC Diners Club Previlege credit card
- Joining/annual fee applies
- Milestone spends required to unlock full benefits
Frequently Asked Questions about HDFC Diners Club Previlege credit card
How long does processing take?
Typical processing / dispatch timelines are 5–7 business days after approval.
Is there a joining fee?
Yes. A joining/renewal fee of around ₹1,000 + taxes applies; check bank communication for exact amount.
How can I get the annual fee waived?
The annual fee can be waived on meeting the bank's specified annual spend (e.g., ₹3,00,000 in 12 months).
What is the welcome bonus?
Complimentary memberships (e.g., Swiggy One / Times Prime) on meeting the welcome milestone spend.
What is the foreign exchange markup?
Foreign currency transactions attract a markup (typically around 2%); refer to bank fees for exact rate.
Who is eligible to apply?
Indian residents aged 21–65 with minimum net monthly income as specified (e.g., ₹35,000+ for salaried applicants).
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