HDFC Corporate Platinum Credit Card
HDFC Bank
Last updated: Feb 03, 2026
₹499
₹499
2%
8 visits/yr
Contents
A corporate credit card with reward points, lounge access and expense management tools.
Features of HDFC Corporate Platinum Credit Card which makes it unique
Expense Analytics
Detailed spend categorization and MIS reports
Easier business accounting
Better than many corporate cards
Rewards Structure of HDFC Corporate Platinum Credit Card
general spend
baseall eligible merchants
Earn 3 points per ₹150 spent (up to 6,000 pts). :contentReference[oaicite:1]{index=1}
Milestones of HDFC Corporate Platinum Credit Card
Annual Spend Bonus
₹5,00,000 : ₹5,000 statement credit
Half-Year Bonus
₹2,50,000 : ₹1,500 voucher
Fees & Charges of HDFC Corporate Platinum Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Waived with ₹2,00,000 annual spend
Fee Explanation Standard late payment and overlimit charges apply as per bank norms.
Detailed Explanation of HDFC Corporate Platinum Credit Card Fees
Annual Fee: 499 (yearly)
Waived with ₹2,00,000 annual spend
Cash Advance Fee: 2.5% (transaction)
minimum ₹300
Lounge Access Benefits with HDFC Corporate Platinum Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
2 visits per quarter. {index=2}
Insurance Coverage with HDFC Corporate Platinum Credit Card
travel insurance
₹10,00,000Valid for international trips
purchase protection
₹50,000Within 90 days of purchase
Additional Features of HDFC Corporate Platinum Credit Card
Contactless Payments
Tap & pay enabled
Welcome Bonus with HDFC Corporate Platinum Credit Card
Welcome Bonus: Earn 3,000 points
Bonus Conditions:
Application Process for HDFC Corporate Platinum Credit Card
Processing Time
5–7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply via HDFC Bank website
Upload KYC & business documents
Verification by bank
Card dispatched in 5–7 days
Required Documents for HDFC Corporate Platinum Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Business Proof
companyAccepted documents:
HDFC Corporate Platinum Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Yes
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for HDFC Corporate Platinum Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Company should be at least 2 years old, turnover above ₹10 crores. :contentReference[oaicite:0]{index=0}
How Approval Is Decided
- Company ≥ 2 years old
- Annual turnover ≥ ₹10 crores
- Good business credit history
Pros of HDFC Corporate Platinum Credit Card
- Supports business accounting needs
- Lounge access adds value
- Reward points on regular spends
Cons of HDFC Corporate Platinum Credit Card
- Welcome bonus modest
- No international lounge access
- Capping on reward points
Frequently Asked Questions about HDFC Corporate Platinum Credit Card
Is there a joining fee?
Yes, ₹499 per year, but waived if you spend ₹2,00,000 in a year.
How many lounge visits are included?
8 domestic lounge visits per year (2 per quarter).
What is the reward rate?
3 points for every ₹150 spent, up to 6,000 points in a billing cycle.
Can I apply instantly online?
No, instant approval is not offered currently.
What are the eligibility criteria?
Company must be ≥2 years old with annual turnover ≥ ₹10 crores.
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