Citibank Premier Miles VISA Credit Card
Citi bank
Last updated: Feb 03, 2026
₹3,000
₹3,000
1.99%
26 visits/yr
Contents
The Citi PremierMiles Visa was a travel-focused miles card designed for frequent flyers, offering accelerated miles on travel and flexible redemptions with airline partners. After Citibank's consumer business migration in India, the product mapping moved benefits to Axis Bank equivalents (Axis Horizon). Cardholders should check current Axis Bank communications for the latest benefits and enrollment steps. Ideal for travellers who prefer miles and transfer options rather than cashback.
Features of Citibank Premier Miles VISA Credit Card which makes it unique
Flexible Miles Redemption
Miles can be redeemed for flights, upgrades and partner redemptions
Good for frequent flyers preferring miles vs cashback
Historically stronger than many cashback cards for travel value
Partner Promotions
Periodic tie-ups with travel portals and airlines for boosted miles
Occasional high-value redemptions
Works best when combined with promotional periods
Rewards Structure of Citibank Premier Miles VISA Credit Card
Travel
acceleratedAirline bookings, travel portals and travel spends as defined by issuer
Historically PremierMiles was aimed at travel with higher earn rates on travel spends; migration maps these benefits to Axis Bank's travel EDGE/EDGE miles system.
Other Spends
baseAll other merchant spends
Standard base earn on general spends; refer to issuer for exact conversion and partner transfer rules.
Online Travel Portals
acceleratedBookings via select travel partners/portals
Third-party portals often run limited-time boosted miles offers.
Milestones of Citibank Premier Miles VISA Credit Card
Spend Milestone Offers
Variable : Periodic bonus miles or vouchers as per issuer promotions
Fees & Charges of Citibank Premier Miles VISA Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee may be waived or credited as per spend-based waiver policies communicated at migration; check issuer communication.
Fee Explanation Standard bank schedule of charges applies; refer to the issuer's Most Important Terms & Conditions (MITC) for exact slabs and minima.
Detailed Explanation of Citibank Premier Miles VISA Credit Card Fees
Annual Fee: 3000 (yearly)
Typical fee; waiver/credit conditions communicated post-migration.
Cash Advance Fee: 2.5% (transaction)
Minimum amount may apply as per MITC.
Lounge Access Benefits with Citibank Premier Miles VISA Credit Card
domestic Lounges
silverVisits per year: 24
Guest access: Yes
Visit limits and eligibility differed by variant; check issuer notice after migration.
international Lounges
silverVisits per year: 2
Guest access: Yes
Priority Pass terms may apply; fees may apply for guests beyond free visits.
Insurance Coverage with Citibank Premier Miles VISA Credit Card
Travel Insurance
₹10,00,000Coverage terms apply for international travel when tickets are booked with the card (historical benefit—verify current issuer documentation).
Purchase Protection
₹50,000Claims subject to T&C and time limits from date of purchase.
Additional Features of Citibank Premier Miles VISA Credit Card
Contactless Payments
Tap-and-pay enabled
Add-on Cards
Add-on cards available per issuer policy
Welcome Bonus with Citibank Premier Miles VISA Credit Card
Welcome Bonus: 10,000 miles welcome gift
Bonus Conditions: Typical new-customer welcome gift; eligibility and exact spend window vary by offer. Historically a welcome miles gift has had a minimum spend requirement and new-customer restriction — check issuer communication for current offer post-migration.
Application Process for Citibank Premier Miles VISA Credit Card
Processing Time
5-10 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via issuer portal or Finanjo application page
Upload KYC and income documents
Receive verification call/email from issuer
Card issuance and dispatch as per issuer timeline
Required Documents for Citibank Premier Miles VISA Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Citibank Premier Miles VISA Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India (Visa network)
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Citibank Premier Miles VISA Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹50,000
Minimum annual income
Self-Employed Applicants
₹75,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and KYC as per RBI guidelines. Post-migration, Axis Bank eligibility rules may apply.
How Approval Is Decided
- Minimum income criteria as per issuer
- Indian resident with valid PAN
- Satisfactory credit history (score above 700 preferred)
Pros of Citibank Premier Miles VISA Credit Card
- High travel miles earn on travel spends
- Flexible airline redemptions and partner transfers
- Useful travel insurance and lounge access historically
Cons of Citibank Premier Miles VISA Credit Card
- Relatively high joining/annual fee
- Post-migration terms (Axis Bank) may differ from historical Citibank terms
- Benefits and conversion rates depend on partner tables
Frequently Asked Questions about Citibank Premier Miles VISA Credit Card
Is the Citibank PremierMiles card still available in India?
Citibank's consumer credit card products in India were migrated to Axis Bank; PremierMiles benefits have been mapped to Axis Bank equivalents (check Axis Bank communications for your exact replacement product).
What is the welcome bonus for PremierMiles?
Historically offered a welcome miles gift (e.g., 10,000 miles) for new customers; exact current promotions and spend conditions vary—refer to issuer offers.
How many miles do I earn on travel?
Historically PremierMiles offered accelerated miles on travel; after migration, travel spends map to Axis Bank’s travel earn rates (see issuer for exact conversion).
Is lounge access included?
Yes — the card historically included complimentary domestic and limited international lounge access; post-migration lounge limits may be updated by Axis Bank.
What are the fees and how can I get a waiver?
Joining/annual fees were around ₹3,000 historically. Fee waiver or credits depend on spend thresholds and issuer migration policies—check the issuer MITC for exact waiver criteria.
Can I transfer miles to airline partners?
Miles were redeemable with multiple airline partners or via the issuer portal; conversion ratios and minimum transfer thresholds apply—confirm on the issuer's redemption page.
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