Axis Super Money RuPay Credit Card
Axis Bank
last updated: Nov 14, 2025
₹0
₹0
3.5%
No lounge access
Contents
The Axis Super Money RuPay Credit Card offers a lifetime free credit card with attractive cashback rates, especially on UPI payments via SuperMoney app. Enjoy 3% cashback on UPI spends, 1% on others, plus fuel surcharge waiver and seamless digital payments. Ideal for budget-conscious users looking for simple rewards and no fees.
Features of Axis Super Money RuPay Credit Card which makes it unique
UPI Cashback Integration
Earn accelerated cashback on UPI spends via SuperMoney app
Higher rewards on digital payments
Better than regular cashbacks
Lifetime Free Card
No joining or annual fees forever
Cost-effective credit card
No fees unlike many competitors
Rewards Structure of Axis Super Money RuPay Credit Card
UPI payments
acceleratedvia SuperMoney app
Earn 3% cashback on UPI spends
Other spends
baseall merchants
1% cashback on all other spends
Milestones of Axis Super Money RuPay Credit Card
Fuel Surcharge Waiver
Transactions ₹400 to ₹4,000 : 1% fuel surcharge waiver up to ₹400 per month
Fees & Charges of Axis Super Money RuPay Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | 0 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹500 |
| Over Limit Fee | 0 |
| Returned Payment Fee | ₹500 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:No annual fee for lifetime
Fee Explanation Standard bank charges apply for overdue payments and cash advances.
Additional Features of Axis Super Money RuPay Credit Card
Contactless Payments
Enabled for quick payment
Mobile Wallet Support
["Google Pay", "Samsung Pay", "PhonePe", "Paytm", "Apple Pay", "Amazon Pay"]
Welcome Bonus with Axis Super Money RuPay Credit Card
Welcome Bonus: 100% cashback up to ₹500 on first Flipkart UPI purchase
Bonus Conditions: Valid only on first UPI transaction via SuperMoney app
Application Process for Axis Super Money RuPay Credit Card
Processing Time
3-5 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Axis Bank portal
Upload KYC and income documents
Receive verification call
Card dispatched within 5 business days
Required Documents for Axis Super Money RuPay Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis Super Money RuPay Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India
International Acceptance
Accepted at RuPay-enabled merchants globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Super Money RuPay Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar required. Must be Indian resident.
How Approval Is Decided
- Minimum monthly income ₹25,000 for salaried
- Indian resident
- Credit score above 700
Pros of Axis Super Money RuPay Credit Card
- No joining or annual fees
- High cashback on UPI transactions
- Simple and transparent cashback structure
- Fuel surcharge waiver saves money
Cons of Axis Super Money RuPay Credit Card
- Cashback capped at ₹500 per cycle
- No lounge access or premium benefits
- Forex markup fee is higher than some competitors
Frequently Asked Questions about Axis Super Money RuPay Credit Card
Is there any joining or annual fee?
No, the card is lifetime free with zero joining and annual fees.
What cashback do I get on UPI payments?
Earn 3% cashback on UPI spends via the SuperMoney app, capped at ₹500 per billing cycle.
Are there any fuel surcharge waivers?
Yes, a 1% fuel surcharge waiver applies on transactions between ₹400 and ₹4,000, capped at ₹400 per month.
What is the welcome bonus?
Get 100% cashback up to ₹500 on first Flipkart UPI purchase using the card.
What documents are required to apply?
Valid ID proof (PAN & Aadhaar), address proof, and income proof for salaried applicants.
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