Axis Reserve Credit Card
Axis Bank
last updated: Nov 12, 2025
₹50,000
₹50,000
1.5%
No lounge access
Contents
Axis Reserve Credit Card is a super-premium Visa credit card designed for high-end users and frequent travellers. It offers unlimited domestic and international airport lounge access, complimentary memberships with luxury hotel chains, and high rewards on spending. Additional benefits include golf privileges and exclusive dining offers.
Features of Axis Reserve Credit Card which makes it unique
Unlimited Golf Rounds
50 complimentary rounds annually
Premium leisure benefits
Higher than most premium cards
Luxury Hotel Memberships
Complimentary ITC, AccorPlus and Marriott memberships
Exclusive benefits and discounts
Valuable for frequent travellers
Rewards Structure of Axis Reserve Credit Card
Draining
baseSelected restaurants
Includes exclusive dining memberships
Treval
baseFlight and hotel bookings
Including MakeMyTrip and Yatra bookings
:
International Spend
acceleratedAll international transactions
2X reward points on international spends
Base
baseAll other spends
Standard earning on other transactions
Milestones of Axis Reserve Credit Card
Annual Spend Milestone
₹35,00,000 : Annual fee waiver
First Transaction
Any amount : 15,000 Edge Reward Points
Fees & Charges of Axis Reserve Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹50,000 |
| Annual Fee | ₹50,000 |
| Forex Markup Fee | 1.5% |
| Cash Advance Fee | 3% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:Waived on ₹35,00,000 annual spend
Fee Explanation Standard bank rates apply for overdue amounts.
Lounge Access Benefits with Axis Reserve Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: Yes
Priority Pass membership included
international Lounges
silverVisits per year: 0
Guest access: Yes
Priority Pass membership included with 12 guest visits annually
Insurance Coverage with Axis Reserve Credit Card
travel insurance
₹20,00,000Valid globally on international trips
purchase protection
₹2,00,000Valid up to 90 days from purchase
lost card liability
Up to credit limitAgainst lost or stolen card
Additional Features of Axis Reserve Credit Card
Contactless Payments
Enabled for tap and pay
Add-on Cards
Up to 3 free add-on cards
Concierge Services
24x7 personal assistance
Welcome Bonus with Axis Reserve Credit Card
Welcome Bonus: 15,000 Edge Reward Points on first transaction
Bonus Conditions: First transaction must be within 30 days of card activation
Application Process for Axis Reserve Credit Card
Processing Time
7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Axis Bank official portal or Finanjo
Upload KYC and income documents
Receive verification call from the bank
Card dispatched within 7 business days
Required Documents for Axis Reserve Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Income Proof
self-employedAccepted documents:
Axis Reserve Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Reserve Credit Card
Quick Eligibility Check
Minimum Age
25+
Credit Score
750+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹100,000
Minimum annual income
Self-Employed Applicants
₹150,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar card required.
How Approval Is Decided
- Minimum income ₹1,00,000/month
- Indian residency
- Credit score above 750
Pros of Axis Reserve Credit Card
- Premium travel and leisure benefits
- High accelerated rewards with 2X on international spends
- Complimentary hotel memberships and golf rounds
Cons of Axis Reserve Credit Card
- High joining and annual fees
- High income requirement
- Limited rewards on utility and government spends
Frequently Asked Questions about Axis Reserve Credit Card
What is the joining fee for Axis Reserve Credit Card?
The joining fee is ₹50,000 plus applicable taxes.
Is the annual fee waiver available?
Yes, the annual fee is waived on an annual spend of ₹35 lakhs.
What rewards can I earn on international spends?
You earn 2X Edge Reward Points on all international spends.
How many lounge visits are allowed?
Unlimited domestic and international lounge access with 12 free guest visits a year.
Are add-on cards free?
Yes, up to 3 add-on cards are free of charge.
Add Your Review
Reviews (0)
No reviews yet
Be the first one to review this card.
