Axis Privilege Credit Card
Axis Bank
Last updated: Nov 10, 2025
₹1,500
₹1,500
3.5%
8 visits/yr
Contents
The Axis Privilege Credit Card is designed for premium lifestyle seekers looking for rewarding shopping experiences. It offers generous airport lounge access, attractive milestone rewards, and dining discounts. Ideal for frequent shoppers wanting multi-brand voucher redemptions and exclusive fuel surcharge benefits.
Features of Axis Privilege Credit Card which makes it unique
Multi-Brand Voucher Redemption
Redeem EDGE Reward points against wide range of brands
Flexible rewards redemption
Fuel Surcharge Waiver
1% waiver on fuel transactions
Savings on fuel spending
Rewards Structure of Axis Privilege Credit Card
Milestones of Axis Privilege Credit Card
Annual Milestone
₹2,50,000 : 12,500 EDGE Reward Points
Quarterly Milestone
₹50,000 : 2 complimentary domestic lounge visits
Fees & Charges of Axis Privilege Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,500 |
| Annual Fee | ₹1,500 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Waived on ₹2,50,000 annual spend
Fee Explanation Standard bank rates apply on overdue payments and cash advances.
Detailed Explanation of Axis Privilege Credit Card Fees
Joining Fee: 1500 (one-time)
Nil for Priority Customers
Annual Fee: 1500 (yearly)
Waived on ₹2.5L annual spend
Cash Advance Fee: 2.5% (transaction)
Minimum ₹500
Foreign Currency Transaction Fee: 3.5% (transaction)
Applies on international spends
Lounge Access Benefits with Axis Privilege Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
Based on minimum spend of ₹50,000 in previous 3 months
Insurance Coverage with Axis Privilege Credit Card
Travel Insurance
₹2,50,00,000Valid on domestic and international trips
Purchase Protection
₹1,00,000Valid within 90 days of purchase
Additional Features of Axis Privilege Credit Card
Contactless Payments
Enabled for tap and pay
Add-on Cards
Free add-on cards available
Welcome Bonus with Axis Privilege Credit Card
Welcome Bonus: 12,500 EDGE Reward Points
Bonus Conditions: Earn by completing minimum 3 transactions within first 60 days
Application Process for Axis Privilege Credit Card
Processing Time
7-10 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Axis Bank official website
Upload KYC documents
Receive verification call
Card dispatched within 10 business days
Required Documents for Axis Privilege Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis Privilege Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage with most Indian merchants
International Acceptance
Accepted globally on American Express network
Online Acceptance
Available at major e-commerce platforms
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Privilege Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
750+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹40,000
Minimum annual income
Self-Employed Applicants
₹50,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar card required.
How Approval Is Decided
- Minimum income ₹40,000/month for salaried applicants
- Indian resident with valid citizenship proof
- Credit score of 750 or above
Pros of Axis Privilege Credit Card
- Attractive welcome and milestone bonuses
- Wide dining and fuel benefits
- Priority customer joining fee waiver
Cons of Axis Privilege Credit Card
- High joining and annual fees for non-priority customers
- No international lounge access
- Forex markup is higher than some competitors
Frequently Asked Questions about Axis Privilege Credit Card
Is there a joining fee for the Axis Privilege Credit Card?
Yes, the joining fee is ₹1500, waived for Priority customers.
What are the annual fee waiver criteria?
Annual fee is waived on spending ₹2,50,000 or more in a card year.
How can I earn the welcome bonus?
Earn 12,500 EDGE Reward Points by completing 3 transactions in the first 60 days.
What lounge access do I get?
8 complimentary domestic lounge visits per year based on spending criteria.
Are fuel surcharge waivers applicable?
Yes, enjoy 1% fuel surcharge waiver on all fuel transactions across India.
Add Your Review
Reviews (0)
No reviews yet
Be the first one to review this card.
