Axis Primus Credit Card
Axis Bank
last updated: Nov 13, 2025
₹3,00,000
₹5,00,000
Free
No lounge access
Contents
The Axis Primus Credit Card is an ultra-premium invitation-only credit card designed for elite customers who value luxury and travel privileges. This card offers unlimited lounge access, exclusive travel benefits, and high reward conversion rates. Ideal for high spenders, it provides unparalleled concierge services and premium lifestyle perks.
Features of Axis Primus Credit Card which makes it unique
High Reward Conversion
Convert EDGE Miles at a high ratio of 1:5 to partner miles
Maximize travel miles
Best conversion rate in the market
Unlimited Lounge Access
Priority Pass access with guest visits
Luxury airport comfort worldwide
More visits than most cards
Rewards Structure of Axis Primus Credit Card
Base
baseAll Transaction
Milestones of Axis Primus Credit Card
Quarterly Milestone
₹20,00,000 : Bonus EDGE Miles up to 15,000
Fees & Charges of Axis Primus Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹5,00,000 |
| Annual Fee | ₹3,00,000 |
| Forex Markup Fee | 0 |
| Cash Advance Fee | 0 |
| Late Payment Fee | 0% |
| Over Limit Fee | 0 |
| Returned Payment Fee | 0 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:No waiver; annual fee applicable every year
Fee Explanation No fees on cash advance and forex transactions as per terms.
Lounge Access Benefits with Axis Primus Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: Yes
Priority Pass access for primary and add-on cardholders with 12 complimentary guest visits annually
international Lounges
silverVisits per year: 0
Guest access: Yes
Priority Pass access with guest privileges
Insurance Coverage with Axis Primus Credit Card
Travel Insurance
₹1,00,00,000Valid globally for international trips
Purchase Protection
₹2,00,000Covers purchases up to 90 days
Additional Features of Axis Primus Credit Card
Concierge Services
24/7 personal concierge for travel, dining, and lifestyle bookings
Airport Meet and Greet
Complimentary meet & assist service for business class travelers
Available at select international airports
Welcome Bonus with Axis Primus Credit Card
Welcome Bonus: 25,000 EDGE Miles or ₹40,000 ITC Hotels gift card
Bonus Conditions: Valid for new cardholders who activate within 30 days
Application Process for Axis Primus Credit Card
Processing Time
7-10 business days
Online Application
Not Available
Instant Approval
Not Available
Step-by-Step Process
Invitation received from Axis Bank
Submit KYC and income documents
Verification and approval by Axis Bank
Card dispatched within 10 business days
Required Documents for Axis Primus Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Income Proof
self-employedAccepted documents:
Axis Primus Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India
International Acceptance
Accepted globally
Online Acceptance
Accepted on most e-commerce platforms
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Primus Credit Card
Quick Eligibility Check
Minimum Age
25+
Credit Score
750+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹1,000,000
Minimum annual income
Self-Employed Applicants
₹1,500,000
Minimum annual income
Who Can Apply
Important Conditions
- Invite-only; exclusive ultra-premium card for high net worth individuals
How Approval Is Decided
- Invitation-only eligibility
- High income and credit score requirement
- Indian citizenship
Pros of Axis Primus Credit Card
- Superior travel benefits and luxury perks
- High reward points and conversion rates
- Unlimited lounge access with guest privileges
Cons of Axis Primus Credit Card
- Very high joining and annual fees
- Invitation-only card limits accessibility
- No online application or instant approval
Frequently Asked Questions about Axis Primus Credit Card
Is there a joining fee for the Axis Primus Credit Card?
Yes, the joining fee is ₹5,00,000 plus applicable GST.
What is the annual fee for this card?
The annual fee is ₹3,00,000 plus GST with no waiver.
Can I apply online for the Axis Primus Credit Card?
No, this card is invite-only and cannot be applied for online.
What is the welcome bonus for new cardholders?
New cardholders can choose either 25,000 EDGE Miles or a ₹40,000 ITC Hotels gift card.
Does this card offer lounge access?
Yes, it offers unlimited domestic and international Priority Pass lounge access with 12 complimentary guest visits annually.
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