Credit Cards/Axis Bank/Axis Magnus Credit Card

Axis Magnus Credit Card

Axis Magnus Credit Card

Axis Bank

last updated: Nov 13, 2025

fuelgroceryrestaurantse-commerce
Annual Fee

12,500

Joining Fee

12,500

Forex Fee

2%

Lounge Access

No lounge access

Axis Magnus Credit Card brings unmatched luxury, rewards and global privileges for premium users. Earn up to 35 reward points per Rs.200 spent, enjoy unlimited domestic and international lounge access, and get exclusive offers on travel, dining, and entertainment. High-spending cardholders benefit from welcome choices and milestone bonuses making it a top choice for luxury seekers.

Features of Axis Magnus Credit Card which makes it unique

Metal Card

Premium metal design

Durable and luxury feel

Premium look

Concierge Services

Personal assistance for travel & events

Easy luxury access

Unique to segment


Rewards Structure of Axis Magnus Credit Card

Base

base

Reward Rate:12 EDGE points per ₹200

Milestones of Axis Magnus Credit Card

Quarterly Milestone

₹1,50,000 : 4 airport concierge services

Annual Milestone

₹25,00,000 : Annual fee waiver


Fees & Charges of Axis Magnus Credit Card

Fee & AmountFee Value
Joining Fee
₹12,500
Annual Fee
₹12,500
Forex Markup Fee
2%
Cash Advance Fee
2.5%
Late Payment Fee
₹1,000
Over Limit Fee
₹750
Returned Payment Fee
₹500
Cash Withdrawal Fee
3%

Renewal Conditions:Waived on ₹25,00,000 annual spend.


Fee Explanation Standard Axis Bank charges apply for overdue amounts.

Lounge Access Benefits with Axis Magnus Credit Card

domestic Lounges

gold

Visits per year: 0

Guest access: No

Primary and add-on holders

international Lounges

platinum

Visits per year: 0

Guest access: Yes

Priority Pass for cardholder + 8 guests

Insurance Coverage with Axis Magnus Credit Card

Travel Insurance

₹1,00,00,000

International travel

Purchase Protection

₹1,00,000

90 days from purchase


Additional Features of Axis Magnus Credit Card

Contactless Payments

Tap & Pay enabled

Add-on Cards

Up to 9 free add-ons



Welcome Bonus with Axis Magnus Credit Card

Welcome Bonus: Choose from Rs.12,500 Luxe voucher or domestic flight ticket.
Bonus Conditions: Valid for new cardholders on first transaction.


Application Process for Axis Magnus Credit Card

Processing Time

5-7 business days

Online Application

Available

Instant Approval

Available

Step-by-Step Process

1

Apply online via Axis Bank portal

2

Upload KYC documents

3

Receive verification call

4

Card dispatched within 7 days

Required Documents for Axis Magnus Credit Card

ID Proof

all

Accepted documents:

PANAadhaar

Address Proof

all

Accepted documents:

PassportUtility Bill

Income Proof

salaried

Accepted documents:

PayslipForm 16

Axis Magnus Credit Card Merchant Acceptance Network

Domestic Acceptance

Widely accepted across India

International Acceptance

Used globally

Online Acceptance

Yes

Payment Technologies

Contactless PaymentsSupported

Mobile Wallet Support:

google payapple paysamsung payphone paypaytmamezon pay

Excluded Merchants

crypto exchangesgambling

Eligibility Criteria for Axis Magnus Credit Card

Quick Eligibility Check

Minimum Age

18+

Credit Score

750+

Citizenship

Indian only

Income Requirements

Salaried Applicants

150,000

Minimum annual income

Self-Employed Applicants

1,800,000

Minimum annual income

Who Can Apply

Important Conditions

  1. Valid PAN & Aadhaar required.

How Approval Is Decided

  • Minimum income ₹18 lakh/year
  • Indian resident
  • Credit score above 750

Pros of Axis Magnus Credit Card

  • Exceptional rewards on travel & spends
  • Unlimited airport lounge access
  • Multiple milestone and welcome benefits

Cons of Axis Magnus Credit Card

  • High annual fee
  • Significant spend required for fee waiver

Frequently Asked Questions about Axis Magnus Credit Card


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Axis Magnus Credit Card: Best Premium Rewards & Lounge Access