Axis Fibe Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹0
₹0
3.5%
4 visits/yr
Contents
The Axis Fibe Credit Card is India's first numberless credit card with lifetime zero fees. It offers up to 3% cashback on food deliveries, entertainment, and local commute, plus 1% cashback on other spends. Enjoy exclusive discounts with Axis Dining Delights and complimentary domestic lounge access.
Features of Axis Fibe Credit Card which makes it unique
Numberless Technology
Enhanced privacy and security
Reduced risk of fraud
Unique in Indian market
UPI Linkage
Direct UPI ID linkage
Instant payments and easy management
Convenient and fast
Rewards Structure of Axis Fibe Credit Card
Food Delivery
acceleratedonline aggregators
Earn 3% cashback on food delivery
Entertainment
acceleratedonline ticketing
3% cashback on entertainment spends
Local Commute
acceleratedride-hailing apps
3% cashback on local transport
Other Spends
baseall merchants
1% cashback on all other spends
Fees & Charges of Axis Fibe Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | 0 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 3.6% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 4% |
Renewal Conditions:No annual fee for lifetime
Fee Explanation Standard bank rates apply for overdue amounts.
Detailed Explanation of Axis Fibe Credit Card Fees
Joining Fee: 0 (one-time)
No joining fee
Annual Fee: 0 (yearly)
No annual fee for lifetime
Forex Fee: 3.5% (transaction)
Standard charges apply
Cash Advance Fee: 3.6% (transaction)
Standard charges apply
Lounge Access Benefits with Axis Fibe Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
4 complimentary domestic lounge visits per year
Additional Features of Axis Fibe Credit Card
Numberless Card
No card number, expiry date, or CVV printed for enhanced security
UPI Linked
Can link card with UPI for seamless transactions
Welcome Bonus with Axis Fibe Credit Card
Welcome Bonus: Get up to 3% cashback on select spends
Bonus Conditions: Available for Fibe customers only
Application Process for Axis Fibe Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Apply online via Fibe or Axis Bank portal
Upload KYC documents
Receive verification call
Activate card via Fibe app and start using instantly
Physical card dispatched within 7-10 days
Required Documents for Axis Fibe Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis Fibe Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage in India across multiple segments
International Acceptance
Accepted wherever RuPay is supported
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Fibe Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹18,000
Minimum annual income
Self-Employed Applicants
₹25,000
Minimum annual income
Who Can Apply
Important Conditions
- Fibe customer, must be Indian resident with valid KYC.
How Approval Is Decided
- Minimum income ₹18,000/month
- Indian resident with valid KYC
- Registered Fibe customer
Pros of Axis Fibe Credit Card
- Lifetime free credit card
- High cashback rate on food, entertainment, and commute
- Complimentary lounge access
- Enhanced card security with numberless design
- Seamless UPI integration
Cons of Axis Fibe Credit Card
- Cashback capped at ₹1,500 per statement cycle
- Currently available only for Fibe customers
Frequently Asked Questions about Axis Fibe Credit Card
Is there any joining fee for the Axis Fibe Credit Card?
No, there is no joining fee for this card.
What is the annual fee for this credit card?
This card has no annual fee for its lifetime.
What is the cashback rate offered on spends?
Earn up to 3% cashback on food delivery, entertainment, and local commute, and 1% on other spends.
How many complimentary lounges can I access per year?
You get 4 complimentary domestic lounge visits per year.
Is the card safe for online and offline usage?
Yes, the card is numberless with no visible card details, making it highly secure.
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