Credit Cards/IndusInd Bank/Indus Solitaire Credit Card

Indus Solitaire Credit Card

Indus Solitaire Credit Card

IndusInd Bank

last updated: Nov 20, 2025

fuel grocery restaurants e-commerce
Annual Fee

₹10,000

Joining Fee

₹30,000

Forex Fee

Free

Lounge Access

8 visits/yr

A premium lifestyle and travel credit card from IndusInd Bank offering rich lifestyle benefits, complimentary Epicure (Taj) membership and travel privileges. Enjoy zero forex markup, premium lounge access and a versatile reward programme designed for frequent travellers and diners. Ideal for high-spend customers seeking premium concierge and hotel benefits.

Features of Indus Solitaire Credit Card which makes it unique

Zero Forex Markup

No currency conversion fee on foreign transactions

Lower cost for international spending

Better than many premium cards with 1.5%–3% markup

Hotel & Dining Memberships

Complimentary Taj Epicure membership and partner benefits

Hotel vouchers, upgrades and dining discounts

Strong hotel benefits vs typical premium cards


Rewards Structure of Indus Solitaire Credit Card

Base Rewards

base

All purchases

Reward Rate:1 point/₹100

Milestones of Indus Solitaire Credit Card

Annual Spend Milestone

₹10,00,000 : Annual fee waiver and premium membership renewals

High-Spend Benefits

Custom (bank determined) : Enhanced lifestyle offers and partner privileges


Fees & Charges of Indus Solitaire Credit Card

Fee & AmountFee Value
Joining Fee
₹30,000
Annual Fee
₹10,000
Forex Markup Fee
0
Cash Advance Fee
0
Late Payment Fee
0%
Over Limit Fee
0
Returned Payment Fee
₹350
Cash Withdrawal Fee
0%

Renewal Conditions:Annual fee waived if previous anniversary year spend ≥ ₹10,00,000.


Fee Explanation Fees and charges are billed as per the card statement; charges may be revised with notice. | Late payment fee details: As per card statement slab

Lounge Access Benefits with Indus Solitaire Credit Card

domestic Lounges

silver

Visits per year: 4

Guest access: No

Per card terms; domestic lounge access as specified by bank.

international Lounges

silver

Visits per year: 4

Guest access: Yes

International lounge access through partner programme / LoungeKey as applicable.

Insurance Coverage with Indus Solitaire Credit Card

Travel Insurance

Up to ₹10,00,000

As per card travel insurance T&Cs.

Purchase Protection

Up to ₹50,000

Claims within 90 days of purchase; subject to policy terms.


Additional Features of Indus Solitaire Credit Card

Contactless Payments

Tap-and-pay enabled for contactless transactions

Add-on Cards

Add-on cards available as per bank policy



Welcome Bonus with Indus Solitaire Credit Card

Welcome Bonus: 5,000 Reward Points
Bonus Conditions: Valid for new customers only. 5,000 bonus points credited once minimum spends of ₹1,00,000 are met within 30 days of card issuance; bonus points credited within 90 days. Offer subject to bank terms and may be withdrawn without notice.


Application Process for Indus Solitaire Credit Card

Processing Time

5-7 business days (subject to verification)

Online Application

Available

Instant Approval

Available

Step-by-Step Process

1

Apply online via IndusInd Bank portal or authorized partners

2

Upload KYC and income documents

3

Receive verification call or message

4

Card dispatched upon approval (timeline subject to bank)

Required Documents for Indus Solitaire Credit Card

ID Proof

all

Accepted documents:

PAN Aadhaar Passport Driver's License

Address Proof

all

Accepted documents:

Passport Utility Bill Aadhaar

Income Proof

salaried

Accepted documents:

Latest payslips Form 16 latest bank statements

Indus Solitaire Credit Card Merchant Acceptance Network

Domestic Acceptance

Wide coverage across India

International Acceptance

Accepted globally

Online Acceptance

Yes

Payment Technologies

Contactless PaymentsSupported

Mobile Wallet Support:

google payphone paypaytmapple pay

Excluded Merchants

crypto exchangesgambling

Eligibility Criteria for Indus Solitaire Credit Card

Quick Eligibility Check

Minimum Age

21+

Credit Score

700+

Citizenship

Indian resident

Income Requirements

Salaried Applicants

₹30,000

Minimum annual income

Self-Employed Applicants

₹40,000

Minimum annual income

Who Can Apply

Important Conditions

  1. Primary cardholder must have valid PAN and Aadhaar; eligibility determined by bank.

How Approval Is Decided

  • Minimum age 21 years
  • Indian resident with valid KYC
  • Minimum eligible income as per bank policy and credit score

Pros of Indus Solitaire Credit Card

  • Zero forex fee — ideal for international travellers
  • Valuable hotel and dining memberships
  • Strong premium perks for high spenders

Cons of Indus Solitaire Credit Card

  • High joining and annual fees
  • High spend required to fully offset fees

Frequently Asked Questions about Indus Solitaire Credit Card


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