SBI Bank
Expert Rating
₹499
₹750 Gift voucher plus three ₹250 m-coupons
1.99%
The SBI Card Central SELECT is a shopping–focused credit card optimised for Central stores and lifestyle spends. It offers accelerated Select points at Central outlets, higher points on dining and movies, and easy instant redemption at Central. The card is aimed at regular shoppers who value store-level point redemption and occasional milestone bonuses.
Redeem Select points instantly at Central stores at billing time
Faster value realisation
More convenient than catalogue-only redemption
₹3,00,000
₹75,000
Fee may be reversed or waivered on specified annual spends or promotional conditions.
| Fee Type | Amount | Frequency | Conditions |
|---|---|---|---|
| Annual Fee | 499 | yearly | May be reversed on specified annual spends or promotional conditions. |
| Cash Advance Fee | 2.5% | transaction | Minimum ₹300 per withdrawal. |
Coverage subject to card T&Cs and time limits.
Tap-and-pay enabled for contactless transactions
Add-on cards available as per bank policy
Apply online via SBI Card portal or authorised partners
Upload KYC documents
Receive verification call
Card dispatched within standard processing timelines
5-7 business days
Online Application: Available
Instant Approval: Not Available
Accepted documents:
Accepted documents:
Accepted documents:
Wide coverage across India
Accepted globally where network supported
Yes
Mobile Wallet Support:
Occupation Types:
Customer must have valid PAN and Aadhaar (or other acceptable KYC) as per bank policy.