HDFC Diners Club Miles credit card
HDFC Bank
Last updated: Feb 03, 2026
₹1,000
₹1,000
2.5%
12 visits/yr
Contents
The HDFC Diners Club Miles credit card is a travel-focused card that rewards frequent flyers and diners. It offers high reward point earn rates, complimentary lounge visits, and milestone benefits. Best suited for cardholders who spend on travel, dining and lifestyle.
Features of HDFC Diners Club Miles credit card which makes it unique
Reward Transfer
Transfer reward points to airline and hotel partners
Unlock higher value for travel redemptions
Competitive transfer options versus peers
Milestone Vouchers
Vouchers or bonus points on meeting milestone spends
Extra value for high spenders
Useful for frequent travellers
Rewards Structure of HDFC Diners Club Miles credit card
Dining
acceleratedRestaurants and partner dining platforms
Higher earn on dining and selected lifestyle partners.
Travel
acceleratedAirline, hotels and travel bookings
Good value for travel-related spends and transfers to airline partners.
Shopping
baseAll merchants
Standard earn rate on general retail spends.
Milestones of HDFC Diners Club Miles credit card
Quarterly Spend Benefit
₹1,50,000 (quarterly) or per card-specific criteria : Vouchers or bonus points per HDFC offers
Annual Spend Waiver
₹1,00,000 (annual) : Annual fee waiver
Fees & Charges of HDFC Diners Club Miles credit card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,000 |
| Annual Fee | ₹1,000 |
| Forex Markup Fee | 2.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Annual fee waived on ₹1,00,000 annual spend.
Fee Explanation Standard fees apply as per HDFC Bank fees & charges document; cash withdrawal fees have a minimum charge.
Detailed Explanation of HDFC Diners Club Miles credit card Fees
Annual Fee: 1000 (yearly)
Waived on ₹1,00,000 annual spend.
Cash Advance Fee: 2.5% (transaction)
Minimum ₹500 per withdrawal.
Lounge Access Benefits with HDFC Diners Club Miles credit card
domestic Lounges
silverVisits per year: 6
Guest access: No
Lounge access as per Diners Club network and HDFC terms.
international Lounges
silverVisits per year: 6
Guest access: No
Access to participating international lounges; check Diners Club network for details.
Insurance Coverage with HDFC Diners Club Miles credit card
Travel insurance
₹10,00,000As per policy when travel is booked using the card; subject to insurer terms.
Purchase protection
₹50,000Claims within stipulated days from purchase per bank T&C.
Additional Features of HDFC Diners Club Miles credit card
Contactless Payments
Tap and pay enabled
Add-on Cards
Add-on cards available as per bank policy
Welcome Bonus with HDFC Diners Club Miles credit card
Welcome Bonus: 1,000 reward points
Bonus Conditions: Bonus awarded on payment/realization of joining or renewal fee; subject to HDFC T&C and eligibility.
Application Process for HDFC Diners Club Miles credit card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via HDFC Bank Diners Club portal or HDFC card application page
Upload KYC and income documents
Receive verification call and approval
Card dispatched within 5-7 business days after approval
Required Documents for HDFC Diners Club Miles credit card
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ID Proof
allAccepted documents:
HDFC Diners Club Miles credit card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally via Diners Club network and partner acceptance
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for HDFC Diners Club Miles credit card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must be an Indian resident with valid PAN and KYC documents as per HDFC policy.
How Approval Is Decided
- Minimum income ₹30,000/month for salaried applicants
- Indian resident
- Credit score above 700
Pros of HDFC Diners Club Miles credit card
- Strong travel and dining rewards
- Complimentary lounge visits
- Clear annual fee waiver on ₹1L spend
Cons of HDFC Diners Club Miles credit card
- Joining/renewal fee applies
- Rewards best for travel/dining heavy spenders
Frequently Asked Questions about HDFC Diners Club Miles credit card
Is there a joining fee?
Yes. Joining/renewal fee is ₹1,000 + applicable taxes; fee waiver on annual spends of ₹1,00,000.
How many reward points do I earn?
Typically you earn 4 reward points for every ₹150 spent on eligible categories; refer to HDFC for specific category rules.
Do I get airport lounge access?
Yes. The card includes complimentary lounge visits (typically up to 6 per year) on participating lounges via the Diners Club network.
How do I redeem reward points?
Points can be redeemed for travel, shopping vouchers or transferred to partner airline/hotel programs subject to minimum transfer thresholds and T&C.
What is the fee waiver condition?
Annual fee is waived on achieving an annual spend of ₹1,00,000 on the primary card in the membership year.
What documents are required to apply?
PAN, Aadhaar (or other identity proofs), and income proof (salary slips or ITR) are required for KYC and approval.
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