
HDFC Bank
Expert Rating
₹1,000
1,000 reward points
12 visits/year
2.5%
The HDFC Diners Club Miles credit card is a travel-focused card that rewards frequent flyers and diners. It offers high reward point earn rates, complimentary lounge visits, and milestone benefits. Best suited for cardholders who spend on travel, dining and lifestyle.
Transfer reward points to airline and hotel partners
Unlock higher value for travel redemptions
Competitive transfer options versus peers
Vouchers or bonus points on meeting milestone spends
Extra value for high spenders
Useful for frequent travellers
Restaurants and partner dining platforms
Higher earn on dining and selected lifestyle partners.
Airline, hotels and travel bookings
Good value for travel-related spends and transfers to airline partners.
All merchants
Standard earn rate on general retail spends.
₹1,50,000 (quarterly) or per card-specific criteria
₹1,00,000 (annual)
Annual fee waived on ₹1,00,000 annual spend.
| Fee Type | Amount | Frequency | Conditions | 
|---|---|---|---|
| Annual Fee | 1000 | yearly | Waived on ₹1,00,000 annual spend. | 
| Cash Advance Fee | 2.5% | transaction | Minimum ₹500 per withdrawal. | 
Visits per year: 6
Guest access: No
Lounge access as per Diners Club network and HDFC terms.
Visits per year: 6
Guest access: No
Access to participating international lounges; check Diners Club network for details.
As per policy when travel is booked using the card; subject to insurer terms.
Claims within stipulated days from purchase per bank T&C.
Tap and pay enabled
Add-on cards available as per bank policy
Apply online via HDFC Bank Diners Club portal or HDFC card application page
Upload KYC and income documents
Receive verification call and approval
Card dispatched within 5-7 business days after approval
5-7 business days
Online Application: Available
Instant Approval: Not Available
Accepted documents:
Accepted documents:
Accepted documents:
Wide coverage across India
Accepted globally via Diners Club network and partner acceptance
Yes
Mobile Wallet Support:
Occupation Types:
Applicant must be an Indian resident with valid PAN and KYC documents as per HDFC policy.