SBI Bank
Expert Rating
₹499
Welcome benefits worth ₹4,500 vouchers and bonus
4 visits/year
2%
A value-oriented shopping and lifestyle card tailored for frequent shoppers at Central and lifestyle stores. The card offers strong category rewards at Central stores, added points on dining and entertainment, milestone bonuses for higher annual spends, and practical welcome benefits.
Redeem Select Points instantly at Central stores for purchases
Immediate value at partner stores
Convenient in-store redemption
Earn large bonus points on meeting higher annual spends
Significant value for high spenders
Competitive vs similar shopping cards
Purchases at Central and participating stores
High earn rate for purchases at Central stores and affiliated outlets.
Dining and cinema transactions
Bonus points on dining and movie spends.
Other retail and everyday spends (excludes fuel and wallet top-ups)
Standard earn rate on everyday purchases.
₹1,50,000
₹3,00,000
Bonus points or fee reversal offered on meeting specific annual spend or on payment of renewal fee as per issuer policy.
| Fee Type | Amount | Frequency | Conditions |
|---|---|---|---|
| Joining / Annual Fee | 499 | one-time / yearly | Fee benefits or reversal subject to issuer conditions and spend thresholds. |
| Cash Advance Fee | 2.5% | transaction | Minimum ₹300 per transaction. |
Visits per year: 4
Guest access: No
Access rules and visit limits as specified by the issuer and participating lounges.
Protection valid for eligible purchases within 90 days, subject to claim T&Cs.
Tap and pay enabled
Add-on cards available as per issuer policy
Apply online via the issuer portal
Upload KYC documents
Receive verification communication
Card dispatched within 5-7 business days (subject to verification)
5-7 business days
Online Application: Available
Instant Approval: Not Available
Accepted documents:
Accepted documents:
Accepted documents:
Wide coverage across India
Accepted globally
Yes
Mobile Wallet Support:
Occupation Types:
Cardholders must provide valid PAN and Aadhaar as per KYC requirements.