HDFC Bank
Expert Rating
₹3,000
One Free Night Award
3 visits/year
2%
A co-branded hotel credit card offering Marriott Bonvoy points, complimentary Silver Elite status, free night awards and accelerated hotel earnings.
Automatic Marriott Bonvoy Silver Elite membership for cardholders
Elite benefits at participating hotels
Competitive hospitality perks
Earn Free Night Award (subject to T&C) redeemable at participating hotels
One-night redemption for stays
Strong for frequent hotel users
Marriott properties and participating hotels
High earn on Marriott stays
all merchants
Standard earn rate on non-hotel spends
card-specific milestones
Periodic bonus point campaigns
₹200,000
₹400,000
Standard renewal applies; fee charged on 45th day of issuance (waiver conditions as per bank T&C).
| Fee Type | Amount | Frequency | Conditions |
|---|---|---|---|
| Membership / Annual Fee | 3000 | yearly | Charged on 45th day of issuance; taxes extra |
| Cash Advance Fee | 2.5% | transaction | Minimum as per bank policy |
| Foreign Currency Markup | 2.0% | transaction | Applies on forex transactions |
Visits per year: 2
Guest access: No
Subject to card T&C
Visits per year: 1
Guest access: No
Subject to airport lounge eligibility
Subject to activation and T&C
Refer to fees & charges document
Tap-and-pay enabled
Convert large purchases to EMI at checkout
Eligible merchants only
Apply online via HDFC Bank portal
Upload KYC documents
Receive verification call from bank
Card dispatched within standard processing time
4-7 business days
Online Application: Available
Instant Approval: Not Available
Accepted documents:
Accepted documents:
Accepted documents:
Wide coverage in India via Diners Club network partners
Accepted internationally where Diners Club/Discover is accepted
Yes
Mobile Wallet Support:
Occupation Types:
Valid PAN and KYC documents required; Marriott Bonvoy membership enrollment handled during application.
₹3,000 Annual Fee •4-7 business days