HDFC Marriott Bonvoy Credit Card
HDFC Bank
Last updated: Oct 27, 2025
₹3,000
₹3,000
2%
3 visits/yr
Contents
A co-branded hotel credit card offering Marriott Bonvoy points, complimentary Silver Elite status, free night awards and accelerated hotel earnings.
Features of HDFC Marriott Bonvoy Credit Card which makes it unique
Complimentary Silver Elite
Automatic Marriott Bonvoy Silver Elite membership for cardholders
Elite benefits at participating hotels
Competitive hospitality perks
Free Night Award
Earn Free Night Award (subject to T&C) redeemable at participating hotels
One-night redemption for stays
Strong for frequent hotel users
Rewards Structure of HDFC Marriott Bonvoy Credit Card
hotel stays
acceleratedMarriott properties and participating hotels
High earn on Marriott stays
everyday spends
baseall merchants
Standard earn rate on non-hotel spends
bonus milestones
card-specific milestones
Periodic bonus point campaigns
Milestones of HDFC Marriott Bonvoy Credit Card
Tiered Spend Bonus
₹200,000 : 3,000 bonus Marriott points
Higher Tier Bonus
₹400,000 : 7,000 bonus Marriott points
Fees & Charges of HDFC Marriott Bonvoy Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Standard renewal applies; fee charged on 45th day of issuance (waiver conditions as per bank T&C).
Fee Explanation Fees and charges follow HDFC Bank's published schedule; membership fee and other charges apply as per fees page.
Lounge Access Benefits with HDFC Marriott Bonvoy Credit Card
domestic Lounges
silverVisits per year: 2
Guest access: No
Subject to card T&C
international Lounges
silverVisits per year: 1
Guest access: No
Subject to airport lounge eligibility
Insurance Coverage with HDFC Marriott Bonvoy Credit Card
travel insurance
As per bank/Marriott T&CSubject to activation and T&C
purchase protection
As per bank policyRefer to fees & charges document
Additional Features of HDFC Marriott Bonvoy Credit Card
Contactless Payments
Tap-and-pay enabled
Smart EMI
Convert large purchases to EMI at checkout
Eligible merchants only
Welcome Bonus with HDFC Marriott Bonvoy Credit Card
Welcome Bonus: One Free Night Award
Bonus Conditions: New customers and offer-specific T&Cs apply; see bank page for exact spend windows.
Application Process for HDFC Marriott Bonvoy Credit Card
Processing Time
4-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via HDFC Bank portal
Upload KYC documents
Receive verification call from bank
Card dispatched within standard processing time
Required Documents for HDFC Marriott Bonvoy Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
HDFC Marriott Bonvoy Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage in India via Diners Club network partners
International Acceptance
Accepted internationally where Diners Club/Discover is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for HDFC Marriott Bonvoy Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and KYC documents required; Marriott Bonvoy membership enrollment handled during application.
How Approval Is Decided
- Meet HDFC Bank's income and credit score requirements
- Indian resident with valid KYC
- Application underwrites per bank policy
Pros of HDFC Marriott Bonvoy Credit Card
- Automatic Silver Elite and elite night credits
- Free night award benefits
- High earning rate at Marriott properties
Cons of HDFC Marriott Bonvoy Credit Card
- Membership / annual fee is relatively high
- Benefits most valuable to frequent Marriott guests
- Specific redemption rules via Marriott Bonvoy
Frequently Asked Questions about HDFC Marriott Bonvoy Credit Card
What is the joining or membership fee?
A membership/annual fee of ₹3,000 plus taxes is charged. Fee realization and waiver conditions are specified in the HDFC fees page.
What welcome benefit does the card offer?
The card offers a Free Night Award (up to 15,000 points) or campaign-specific bonus points subject to eligible spends and promotional windows.
Do cardholders get Marriott Bonvoy elite status?
Yes — complimentary Marriott Bonvoy Silver Elite status is provided to cardholders, plus Elite Night Credits as per T&C.
How do I redeem Free Night Awards or points?
Redeem via your Marriott Bonvoy account; follow the redemption steps on the HDFC redemption page.
Is the card accepted internationally?
Yes — the card is accepted where the Diners Club / Discover Network is accepted; check acceptance at the merchant or bank for global usage.
How long does it take to receive the Marriott Bonvoy membership number?
Non-members enrolled during application typically receive Marriott Bonvoy membership details within 10 working days after approval.
Add Your Review
Reviews (0)
No reviews yet
Be the first one to review this card.
