Your Money.
Finally Makes Sense.
Finanjo brings together everything about your money - spending, saving, budgeting, and beyond - in one smart ecosystem.
No spreadsheets. No manual entry. Just connect your bank accounts once, and let Finanjo handle the rest.
Built on India's secure Account Aggregator (AA) network.
What's Live
Start managing money smarter - right now.
See your money move - and make it work smarter.
Finanjo gives you real-time visibility into your spending power and cash flow. Instantly know how much you can safely spend after rent, EMIs, and subscriptions - while every inflow and outflow is automatically tracked, categorised, and analysed.
See where your money really goes.
Finanjo automatically categorizes every expense - from groceries to subscriptions — giving you a clear picture of your spending habits and patterns.
All your accounts. One clean feed.
Finanjo merges all your bank, UPI, and card transactions into one place - instantly organized and searchable.
Turn chaos into clarity.
Group or filter your spends by category, mood, or event. Track Weekend Trips, Bills, or Subscriptions - without ever typing a thing.
Stay in control of recurring expenses.
Finanjo automatically tracks your OTT, app, and bill subscriptions so you know exactly what renews when.
What's Next
Building the future of personal finance.
Split Payments
Split expenses directly from your transactions - no manual entry needed.
Whenever you pay for something shared - like rent, dinner, or groceries - Finanjo detects it automatically. You can split that expense right from your transaction feed, assign people, and send reminders instantly - without typing amounts or creating a new record.
No manual entry - splits come from real transactions
Instantly assign friends or roommates
One-tap reminders and UPI settlements
Smart Budgets
Budgets that understand you.
Finanjo's AI will soon create adaptive budgets based on your real spending. No fixed limits - just intelligent guidance that evolves with you.
AI-powered dynamic budgeting
Real-time spend insights
Overspend notifications
Set Your Goals
Invest and grow daily towards what truly matters.
Set personal financial goals — from a new bike or phone to your dream home — and let Finanjo guide your savings with smart, AI-powered insights. Invest and grow daily towards what truly matters.
AI-guided saving strategy
Flexible EMI or full-payment options
Start SIPs linked to your goals
Finanjo AI Assistant
Your personal finance coach.
The Finanjo AI Assistant will help you plan, predict, and protect your money. Ask questions, get insights, and take action - instantly.
Personalized financial insights
Predictive alerts and reminders
24×7 chat-based finance guidance
Safe, Private & Regulated.
Your financial data deserves the highest level of protection. That's why we've built Finanjo with enterprise-grade security and regulatory compliance at its core.
Control in Your Hands
From access to usage, every part of your data journey stays in your control.
Safety at the Core
Bank-grade 256-bit SSL encryption ensures your data is always secure.
Built on Trust
Powered by the RBI-licensed Account Aggregator framework, your data is never stored, sold, or shared.
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Frequently Asked Questions
Everything you need to know about Finanjo. Can't find what you're looking for? Contact our support team.